Pretty much.A 3k 5080 build will last you a good few years. If you are earning 150k then I don't see the issue unless you are up to the eyeballs in debt.
It's not like you are buying one every year.
In the past 20 years I've built a grand total of 3 systems. I've never had to go below medium settings with high+ mixed in. I plan to use my current one well into the 30's.
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