I don't think money is really the issue in that case but overall board complexity and design choices.
You don't need to add any board complexity if you just stack it on top of the southbridge and use the bus between the southbridge and APU, which is fast enough for OS tasks. That memory would be accessed like a flash drive or a USB device.
That being said, I don't know if Sony's actually going to do that. It would be smart if they did, but I don't know.