You are literally describing the experience of being rich in America as though it is just the normal way of life. I get it, my parents were rich too. But I'm not. Here are some things ordinary people can't afford:
* to be selective about where they live
* to have help of any sort
* to have a garden large enough that a gardener would not laugh at you
* to have a pool
* to own a home
* to own a car with any positive characteristics other than running
You can maybe choose one of these, maybe, at the cost of some stress and austerity in other aspects of your life. (For example, we'd be better off financially if we moved to a cheaper neighborhood, but we want walkability and mass transit more than we want to go to the movies ever.) But if you have all of these you're extremely wealthy compared to the average American, who is generally happy just to be able to get to work on time. That's what wealth is -- comfort, ease, and attractive possessions.