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Dave Ramsey Is An Annoying Radio Show

Darkmakaimura

Can You Imagine What SureAI Is Going To Do With Garfield?
I listen to a lot of talk radio and sometimes I turn it on and there's the Dave Ramsey show.

"1.... 2.... 3.... WE'RE DEBT FREE!!!!"

Ayyyyyyy.
 

Darkmakaimura

Can You Imagine What SureAI Is Going To Do With Garfield?
I have heard it before and sometimes these people are in debt like crazy, oh we just payed off 87000 in debt this past year!
Wat
He's on, like, 3 to 4 hours a day for 5 days a week.

Coast to Coast AM is 4 hours a day for 7 days a week but they have variety of shows and some of them can be quite enjoyable, educational, scary or all of the above.
 

CrapSandwich

former Navy SEAL
He's like the Steve Pavlina of personal finance. Although I suspect he gets a lot of people on the right track.
 

Haint

Member
Is this the guy that charges people to tell them to put 80% of their paycheck into retirement funds, don't buy anything, don't have credit cards, and don't buy a car? Some of the sheeple bleating my Aunt used to regurgitate from this con artist was on the level of telling a retard not to touch a hot stove.
 
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Men_in_Boxes

Snake Oil Salesman
Used to love Suze Orman.

People would call in one after the other and say "Can I afford this if..."

"No! Next caller please."
 

Hari Seldon

Member
Is this the guy that charges people to tell them to put 80% of their paycheck into retirement funds, don't buy anything, don't have credit cards, and don't buy a car? Some of the sheeple bleating my Aunt used to regurgitate from this con artist was on the level of telling a retard not to touch a hot stove.

No you are thinking of someone else. He is not that extreme. His rules are pretty solid. Credit cards should not be used unless you can pay the balance in full every month. Basically it boils down to not paying interest on depreciating assets as much as you can which is finance 101.
 

AJUMP23

Parody of actual AJUMP23
Ramsey is good for the stories about how much debt people get in. Not for how they got out. I listen to those stories and am baffled by the decisions people make when it comes to money.
size is funny too. I’m baffled by what people call about.

there is good sound broad financial advice on these shows.

basically save money spend less.
 

S73v3

Banned
I wish kim komando was on 7 days a week, listening to boomers talk about tech is a good laugh.

Coast to coast can be pretty good if the subjects are fun

Handel on the law is great too.

Dave is ok, I'm not american tho, it's alot better than listening to conservetive talk (I often listen to it cause it's entertaining) atm like glenn beck (can be okay sometimes), Brian kilmeade, rush, starnes, (he's best when he's calm and doesn't have an axe to grind) sean, (holy shit he's just a zombie spouting words now) joe pags and mark levin (biggest cry baby on radio) ect. (Goodbye savage :^<)

Red eye radio is the only conservetive radio I can stand atm, the hosts go beyond the rhetoric for atleast 70% of the air time and bring up great points (hosts are still on break and will be back in the new year and the sit in is just a drone)
 
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Trogdor1123

Gold Member
He's on, like, 3 to 4 hours a day for 5 days a week.

Coast to Coast AM is 4 hours a day for 7 days a week but they have variety of shows and some of them can be quite enjoyable, educational, scary or all of the above.
Where do you get coast to coast? I can't find here in Alberta. Is it on satellite?
 

S73v3

Banned
I wish kim komando was on 7 days a week, listening to boomers talk about tech is a good laugh.

Coast to coast can be pretty good if the subjects are fun

Handel on the law is great too.

Dave is ok, I'm not american tho, it's alot better than listening to conservetive talk (I often listen to it cause it's entertaining) atm like glenn beck (can be okay sometimes), Brian kilmeade, rush, starnes, (he's best when he's calm and doesn't have an axe to grind) sean, (holy shit he's just a zombie spouting words now) joe pags and mark levin (biggest cry baby on radio) ect. (Goodbye savage :^<)

Red eye radio is the only conservetive radio I can stand atm, the hosts go beyond the rhetoric for atleast 70% of the air time and bring up great points (hosts are still on break and will be back in the new year and the sit in is just a drone)
Also, I'd like to add, I miss the tom shillue radio show, it was short lived, but had the best 3rd hours, gay benson is too boring.

I'm not in agreement with alot of american politics, it's mostly just fun white noise for me, I do enjoy listening to the cognitive dissonance but lately it's off the charts at times.
 
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Darkmakaimura

Can You Imagine What SureAI Is Going To Do With Garfield?
Where do you get coast to coast? I can't find here in Alberta. Is it on satellite?
I listen to it on my local station....

However....


It's streams live every day at 10pm Pacific Time. So in another 24 minutes.
 

epicnemesis

Member
As someone who does financial planning for people, this is a topic that is near and dear to my heart. I appreciate that SOMEONE has a large platform with which to help teach financial literacy because it’s coming to a crisis point in this country.

With that said, be wary of anyone who offers broad strokes advice to people, especially financial advice. People have different needs based on multiple factors. Even geographically, there is a huge difference.

The person making 80k in Nebraska has a completely different financial lifestyle than someone earning 80k in New York City for example. Different states have different laws, people have different priorities, there are so many factors that get ignored when there is a one size fits all approach.

I really wish this stuff was taught in high school before these kids start their life in a debt hole with student loans.
 
He is doing a good service for thousands upon thousands of people who are stupid enough to go far into debt. The amount of people with high interest credit card debt is baffling.

He does give some terrible advice though like paying down low interest debt such as 1% APR when you can get vastly more returns in the market at very low risks.
 

CloudNull

Banned
I think he is a good stepping stone for people that don't have a knack for financial literacy. His advice is very broad but easy for some to digest without getting into the weeds. He is more about selling his image/books that real financial advice.

I will say I give him props for being able to spin the same message in so many different ways. Like how does he not run out of stuff to talk about?
 
D

Deleted member 1159

Unconfirmed Member
I think he is a good stepping stone for people that don't have a knack for financial literacy. His advice is very broad but easy for some to digest without getting into the weeds. He is more about selling his image/books that real financial advice.

This. His advice isn't even the best half the time, it just seems more tuned to help those that lack self control or any sort of financial literacy. He's also a cocky ass, his daughter is annoying and the cult-like devotion the people in his classes have is a bit off-putting. But I do think it's overall good for the people who need to have their hands held to make some positive changes. For my wife and me it's been good to set our monthly budgets and stick to them
 

partime

Member
He got me outta my CC debt, so the guy's legit, but at the same time a stupid bull headed redneck.

His youtube channel is motivational and made me realize my debt was manageable and slowly paid it off, including student loans.
 

Hari Seldon

Member
He is doing a good service for thousands upon thousands of people who are stupid enough to go far into debt. The amount of people with high interest credit card debt is baffling.

He does give some terrible advice though like paying down low interest debt such as 1% APR when you can get vastly more returns in the market at very low risks.

That is true but remember he deals with complete financial dumbasses.
 
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