Sanjay said:Well Dell do "Flexible Credit Options**"
*'Buy Now Pay Later' Typical example. Cash price £349. A document fee of £49 will be charged in all cases on the date credit is approved. Settle the loan in full by repaying £349 plus an administration fee of £10 within 12 months of the date of the agreement. Total amount payable £408. If the loan is not settled within 12 months of the date of the agreement, then pay 36 monthly instalments of £18.34. Total charge for credit £350.24. Total amount payable £709.24. Typical 29.8% APR. Minimum purchase £349 inc VAT.
So its interest free for 12 months and if paid in full by then your fine, but as started doing this will have a £50 credit approval check and £10 for admin.
Thanks - I'll leave it till like 10 to midnight as a last resort.