Money isn't a significant issue for me these days, and I still prefer to play on consoles.
People always talk about how much cheaper PC gaming is due to the prices on Steam but when you get older time becomes a much rarer commodity than money. I honestly have no time (or desire) to play the massive number of cheap games on Steam. Heck, most younger people never play all the games they purchase on Steam. If you're purchasing hundreds of games you never play, are you really saving money?
Also, PS+ frequently provides high quality games for free.
I prefer to sit on a couch with a controller than at a desk with a keyboard and mouse. Even if I did use a controller on my PC most games, particularly the competitive multiplayer games, would be nearly impossible to play with a controller and maintain a competitive level of play.
I work on computers all day and don't want to bother with hardware upgrades, drivers and other issues that hamper PC gaming. I want things to "just work", which is what consoles provide.
Another reason I prefer consoles is JRPGs, which are woefully under-represented on PC.
The only thing about PC gaming that I miss, other than a few PC-exclusive title such as the Civilization series, is the excellent competitive community. The console gaming community really doesn't have a decent skill-based competitive community.
All of this is reasonable, although I'd point out that JRPGs have mostly vacated consoles, too, in favor of handhelds and mobile, and that mobile "just works" even better than consoles do.
However, mobile doesn't have as many games with gravitas like consoles do. In fact, every game that has gravitas is exclusive to consoles. If someone has a counterexample, prove it.