Plinko
Wildcard berths that can't beat teams without a winning record should have homefield advantage
How different than an NFL wildcard team winning the superbowl...well outside of the whole no playoff thing. You've had national champions that haven't won their conference championships.
You answered your own question--the non-playoff.
It is absolutely ludicrous that a team that can't win its own conference is gifted a non-playoff national championship spot.