It won't cross my mind except when I have to spend that minimal amount dozens of times when I'm trying out builds in the training area. Oh, how fun! Sounds like a great feature for players. We paid real money for this game, so why not do annoying things for the sake of a "fake" economy that the developer can't balance competently otherwise. Where do I sign up to do in-game data entry in between PvP matches to help with their skill balancing?
Until the day you save up all your dough and buy that awesome new armor.
"Yes, this armor rocks!, Maxrpg explained."
"Now it is time to also attack the world with this hammer I just got with nearly my last gold!", he exclaimed with glee.
*Not enough money to respec*
"Well that's OK, I'll go farm gold with my sword build."
*Realizes he sold his sword to buy the hammer.*
"Hey, it is for the economy right", he still with confidence explained.
many months passed...
[Maxrpg is now dancing for coins in Lion's Arch. The money which was supposed to be used for respec is now going towards ale and private gambling. He lost his armor from long ago and his own hammer which he sold was used to rob him. He no longer gives two shits about ANET and their money sinks.]