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[Kenpachii]

Well, as the title states, i need somebody that's good at calculations, because i can't figure it out, my brain is bricked from all the stress lately and frankly i have no clue what's fair anymore. I just want this dog shit heritage shit to be over with, but i don't want to be scammed by my sister.

The lore:

So basically, my family died earlier this year, all that's left is my sister and me. And luckily for us we can't work together for shit, so its basically a war zone with barely any communication and when there is, its hard to explain anything because my sister is extremely bad at math to the point she will bail at any numbers being drawn. So i need to write something down to get this shit finalized and be done with it. However i don't want to make mistakes and get hit by it, because if something favors me and she finds this out by hiring some person i basically blow all my chances.

The situation is as followed. My family owns a house, bunch of cars and a bunch of shit + a vacation rent home which isn't worth much but makes decent money.

The idea is, i want to live in my dad's house because its in a good location for my work, and has potential. my sister wants the vacation home as it makes her living costs practically free if she rents it out which is good for her, she cares little about the house just wants to cash it out.
All the other shit isn't relevant for now.

((1000 = 1k, because i will be using this metric often as its easier just so people know what it means.))

House:

It's worth 255k
Has a mortgage on it of 145k still
My sister owns 50% i own 50% of it. ( 55k each )
To sell it off, we need to pay 10,4% tax, and about 1,5% Realtor, so that's about 11.9% costs. If we keep the house so my sister or me, the tax of 10,7% dissapears.

Vacation home:

Its worth 62k
It makes every year 9,6k on rent.
My sister owns 50% of it, i own 50% of it. ( 31k each )
To sell it off, we need to pay 3.327,50 euro's realtor + 10.4% tax costs. Same story here, if we keep it between us or one of us gets it the 10,4% tax doesn't need to be paid same as realtor cost.

Debt:

In short, 27k ( heritage tax ) + 16k ( costs, accountants/will people etc etc )

A bit longer version:

Here's the stinker, by sale of either property to anybody outside of us 2, we need to pay 27.000 euro's to the government because of heritage debt which is locked in the stones of both houses and delayed for 10 years of payment, which can be extended for another 10 after it. So its not much of a problem now if we keep it the houses, but if we sell it a lot of value gets removed.

So basically, if we sell the 62k vacation home to some random person, that 62.000 will be reduced with (10,4% tax) 6.440 + (realtor) 3327,50 + (heritage debt)27.000 = 36.775,50. So basically a total that's left over is 25.224.50 but we are not done here, we made additional costs of (costs)16k for all kinds of people that needed to value stuff, do shit for tax + closing a company we also got with it, that has debt so that all has to be paid off, and the total number is 16k. So the total amount that's left over is 9224,50. If we divide by 2, as we both have 50% claim on it, we basically end up with 4.612.25. So a little shy of 5k.

Selling off vacation home:

The conclusion is, selling off the vacation home, is complete idiotic, because we can make this exact money by just renting it out and letting it sit there for a year and have 62k of value under our belt still, or even better keep renting it out for the next couple of years and basically pay off all the debt without doing anything or losing anything, no brainer basically.

House situation + mortgage + bank:

Now the house situation. I want to take on the mortgage of the house. However i want my sister out of it entirely as she's unstable and i don't want to relay on her tantrums. I have no money as of now as i basically shit the brick earlier this year through family died that killed everything off i had. I am rebuilding atm and need the house for this, i can't function without it. It's location is a absolute must. So it kinda locks me into a problematic situation.
As the house has a mortgage on it, the bank gave me 2+ years to fix my situation if i just keep paying the mortgage that runs now, the amount is so low i can basically invest lots of money in my own company to get it rolling which is already starting up now, but still not enough to get a half decent salary out of it but its moving forwards.

Sister no bueno:

However my sister doesn't agree with this and she can force sell the house whenever she likes as she currently owns 50% aka 55.000 of it ( believe me my sister lacks empathy of any kind, she will sell it if it favors her tomorrow ). Me staying in the house doesn't profit her its a risk, as the value of the house can drop. So for her selling is better. But if i can't get the house, i am basically sol with my new company as i use it as a base as of now and need it basically, houses are unpayable and renting is not even a thing. So its really important for me to get it. Currently i hold her off for selling the house by basically saying i will sell the vacation home the next day and all the wealth goes down the shitter. This pushes her around the table.

We clash on the division of the house and vacation home basically, and this was my sisters solution:

Her idea was the following:
- She gets the 62k vacation home, 31k is debt to me ( as no tax or realtor has to be paid u can divide the entire money amount ).
- Her part in the house is 55k, so that gets reduced to 24k as 31k gets removed from it.
- She gives me 2 years the time to get my shit together and buy her remaining 24k out, if not the bank will force the sale and she gets whatever is worth it and her cut, however she wants to lock the price at 255k, if the price drops i have to compensate her loss, if it goes up she wants to profit from it. So the risk it entirely at my disposal.

I disagree with this for the following reasons: ( here it gets tricky )

- The moment i sign away the vacation house, she can drop the house in sale the next day and she probably will do just that to get rid of debt and basically have a vacation home to milk endlessly and live rent free forever. I have no pressure point anymore to keep her from doing this. For me getting her out of the house entirely is the only option or nothing.
- Vacation home is worth 62k, but because of rent she basically makes after 2 years another 18k with it so lets say 80k is the status of her money volume in 2 years. It gets even higher because she has still 24k in the house also with it. so that's 104k total amount out of it in 2 years.
- I have 55k+31k from the vacation house, so that's 86k.

However this doesn't calculate the amount of tax and cuts we need to pay if we sell both which is far more negative for me then her, because the house has debt ( mortgage ) and is far more worth.

For example, if the house gets sold, we need to pay 30,3k worth of tax / fee's. (10,4% tax, 1,5% realtor), as she only owns 9% and i do 33% ( not sure if the numbers are right ) or something around that front of the house at this point, i can pay the majority of those fee's. So lets say she pays 8k i pay 24k (again no clue how to calculate this ). So my 86k = 62k her 104k = 96k.

Me: 62k
She: 96k

However 27k needs to be paid because of heritage tax then so u can get 13,5k of both sides.

Me: 48.500
she: 82.500

My sister rent + utility's are 800, that means if she generates 800 from the vacation home, she basically lives rent free. And keeps her 62k value of the house and doesn't pay any more money over rent as its not taxed, even while it increases her wealth.
My rent is 1600 ( cheapest room i can find ), in 2 years i burn through 38,4k.

The reason why my rent of my sister is so low is because my dad heavily invested in her and her place, he never did for me he was about to do that but he died basically. So yea i get the short end of the stick here and my sister gives zero fucks about that ( lacks empathy )

My calculation question has finally arrived.

I need 55.000 to get my sister out of the house. I want her out of the house. I need the house so there is no option here for me. I sacrifice whatever i need to in order to get the house under my name completely.

However i don't see the 62.000 as the real value of that vacation house, because the real money isn't in the bricks its in the rent. So my question really is.

With those 2 years in mind, what would be a good fair offer right now to do.

I see the house being 18-20k more worth really because of the rent it generates that isn't going to me at all in those 2 years, so its not split its pure on her side. Which if i remove that from the 24k is about 4-6k left over, i can cover this probably with selling off some stuff from other parts of the heritage however 24k is nowhere near cover able for me, but it also needs to be fair toward her.

Any takes?

So my question really is, how to calculate this. And is what i say fair in any kind or is it just me making insane loops of logic to validate my own delusion?

Would love to hear some takes.

 

[jufonuk]

You always think. I hear about families falling out over inheritance. It won’t happen to us. Until it does.

Lawyer up or get a mediator. To help divide stuff. Also what ever you agree get in writing. Email or text. Don’t take her verbal contract.

Just rent both places out pay off the mortgage. Then after a few years. Sell both pay the tax profit on rest. Or you take the home she takes vacation home.
As you have bigger to pay.

Also you may fall out over this. So maybe try and compromise somehow. What’s more important the money/house or family ?

If she is the only family you have. As you said you want the house. I’m assuming it the main home. So work on that. Then she gets the vacation home. If you buy out her share of the house using your share vacation home you have less to pay right ? Do that.

 

[killatopak]

Sorry for your loss. Unfortunately, I have no knowledge over issues such as this so I can't help you. I wish you the best of luck and hope you can resolve this amicably.

Personally, I don't think I can stomach fighting my family but it is something that inevitably affects a lot of people.

 

[thefool]

A house that nets you 9k should be worth a lot more than 62k, unless the market is extremely inefficient. Ask for a proper valuation of both assets before deciding anything.

Without going into taxes, fees, etc., the simpler solutions (for you to keep the house you want) are:
a) pay her 55k to leave the house and both of you get half of the rent of the other one
b) pay her 24k and you get the main house and she gets the other one (imo this is probably bad for you because that house is undervalued).

Definitely don't sell the assets, you'll just get fucked by taxes and fees in the process.

 

[Majima Everywhere System]

Unless she gives you the house/debt for her getting the rental, no strings attached, you must continue to adovcate selling it all and splitting it 50/50. It's financially stupid to do that for you both, but she is getting a lot of upside in the rental. Without communication and her being open, selling everything and splitting 50/50 is the only way you relationship will survive the years.

If she can't see anything other than $$$ in her brother having a place to live, it's a red flag. She probably doesn't have faith in your trajectory, near and long term. She thinks you will devalue a house....bro. The terms must be simple, can be visualized, and split like a bag of skittles. If not, don't try to assign money to each skittle flavor (looking at you lemon), just sell the opened bag for what you can get and split the money.

This is all based on you wanting to talk to your sister again, which I think is more important than a new job.

 

[FunkMiller]

I would strongly suggest you retain a solicitor/lawyer for this situation. Yes, it'll cost you, but it sounds like you definitely need some decent legal advice. I would ask on whatever relevant local forums you might have for recommendations.

 

[Jinzo Prime]

1. Do not under ANY circumstance cave into your sister's demands! If you own %50 and she is unwilling to take the vacation home and give you the house, then tough for her!

2. Before ANYTHING can happen, you need a lawyer. One that works for YOU! You need someone to look at the situation before you sign away what your dad left you and your sister takes advantage. I know it's expensive, but you said that you needed the house, right? Might be the only way to get it if she won't negotiate fairly.

3. If everything is absolutely impossible, and you can't get a lawyer, let the bank force the sale! At least you get something instead of taking a guaranteed loss!

 

[TrueLegend]

Its not complex its simple.
Dont take it emotionally and personally.

Since for whatever reason your sister and you cannot patch up.

Get the stuff in writing about house and sell the vacation home to her.

You cant have both things.....and your idea of getting the house for yourself and still craving for lost rent portion of two year doesn't sound fair. Try to negotiate on taking the full risk of devaluation of house but giving only 50% of upvaluation. Thats the best you can dance around for fairplay.

 

[ReBurn]

To me it sounds like your sister is better at math than you give her credit for. She essentially wants to trade you her debt for your equity. I wouldn't take her deal.

Get an attorney and an accountant to help. Spend a little money to get people who know what they are doing to figure this out.

 

[GeekyDad]

Lawyer.

 

[Dreamin]

Vacation home seems massively undervalued.

 

[PaddyOCanager]

Just hire an estate lawyer.........like, wtf are you doin asking this? It's a no brainer.

 

[T.v]

Gotta love that Dutch government blasting you in the ass with taxes every opportunity they get. Vultures.

But yeah, lawyer up. Get a mediator. Whatever you do don’t let yourself get locked into a debt. Take the loss and sell off everything if you can’t come to a mutually beneficial agreement.

 

[GymWolf]

I'm not good with math but condolences for your family dude.

 

[Kenpachii]

You always think. I hear about families falling out over inheritance. It won’t happen to us. Until it does.

Lawyer up or get a mediator. To help divide stuff. Also what ever you agree get in writing. Email or text. Don’t take her verbal contract.

Just rent both places out pay off the mortgage. Then after a few years. Sell both pay the tax profit on rest. Or you take the home she takes vacation home.
As you have bigger to pay.

Also you may fall out over this. So maybe try and compromise somehow. What’s more important the money/house or family ?

If she is the only family you have. As you said you want the house. I’m assuming it the main home. So work on that. Then she gets the vacation home. If you buy out her share of the house using your share vacation home you have less to pay right ? Do that.

Well a few conversations have passed again and frankly the mediator i will force on her at this point. The thing is selling shit is just blowing up money. So its fucked. I will do whatever i can to keep that dam house atleast.

I can't rent it out, because my sister is basically a psychopath and a narcist. Anything i am in with her she will exploit to the fullest, blackmail you etc. It's a traith she has. I need to buy it out or else the house is gone its that simple. If the house does get sold, i probably force buy the vacation home out and just can the company, take on a job and rework my shit out.

Family is more important, u get to know this when all your family dies and u have little to no friends around. It's fucking lonely i can tell you that. The only thing that gets you through the day is working yourself into a coma. However my sister is some next level degenerate so not sure how long i can put up with that bullshit of hers.

That's the whole idea, she gets the vacation home, i get her part in the house. After our last talk this was her goal and i already thought it was the case.

She wants basically, everything in the house of my parents ( she already stole there jewels of multiple generations ), she wants the boat, the cars everything, including my aunts house stuff ( aunt stuff isn't worth much ) and the vacation home, and she wants to stay in the house with the full price of 24k, but gives me 2 years to fix my financial situation, however she wants to dip on the house also because she wants to life there.

In short its beyond idiotic and frankly aint happening. I already though she was going to use the vacation home to basically outbid me then. But i doubt it gets that far as she will force sell it pretty soon after as she spends way to much money and wants money before that point. So basically bribing me. I am good.

I basically told her, i will only talk at this point once a week with her first of all. Because of the simple reason she keeps calling me and spamming me with her drama 5 times a day while i work, its basically simple not doable. Fuck me why is my sister such a degenerate.

Sorry for your loss. Unfortunately, I have no knowledge over issues such as this so I can't help you. I wish you the best of luck and hope you can resolve this amicably.

Personally, I don't think I can stomach fighting my family but it is something that inevitably affects a lot of people.

Thanks, it fucking sucks i can tell you that, it sucks so bad to the point i went in therapy because i simple was stuck between walls. The costs are also something else.

A house that nets you 9k should be worth a lot more than 62k, unless the market is extremely inefficient. Ask for a proper valuation of both assets before deciding anything.

Without going into taxes, fees, etc., the simpler solutions (for you to keep the house you want) are:
a) pay her 55k to leave the house and both of you get half of the rent of the other one
b) pay her 24k and you get the main house and she gets the other one (imo this is probably bad for you because that house is undervalued).

Definitely don't sell the assets, you'll just get fucked by taxes and fees in the process.

I actually went to the realtor and basically wanted to hear him out face to face about why the house is pushed so low. He didn't believe u could get 1000-1200 for the house in rent because people simple don't make 3x more monthly to pay for it. I told him average wage is 3k+, what do you mean. On top of it, people that rent it are not your average renters, they are higher income people and the company that hire them mostly pay them even more so they even make money sitting in there.

Then he went on that people can't pay 1000 in rent blablabla. I told him, people do already for years and there is no shortage of people applying to rent the house. I then asked him where can i rent a house for 1000 with 3 bedrooms in amsterdam right now? he basically had no answer.

It came down to that the not being able to get a mortgage because u can't perm rent it out officialy and the ground is shared which creates issue's for investors. So in general they go for 50-70k. I have never ever saw a single house being sold on the park in the last decade to anybody else as the park holds records of that, and they haven't either. So honestly feel like the dude is just grasping for straws. I am currently looking into another realtor to see what's up.

A) I can't get the 55k as i don't have it.
B) If i could pay 24k and do that, i would have done it already. I could actually have done it early on this year. But i can't now for the simple fact i had to pay 2 funerals, with a gazillion of experts for heritage bullshit to the point it drained my 50k i saved up entirely and costs are still going.

I don't want to sell it, i even asked a friend of her ( her best friend to fucking talk with that psychopath ) and no dice, she basically said delusional nothing can be done about that. So honestly i will sit it out this month, if we can't figure it out i will just force sell it at this point and take the absolute loss of makign the government richer over my dead parents / aunt body's.

Unless she gives you the house/debt for her getting the rental, no strings attached, you must continue to adovcate selling it all and splitting it 50/50. It's financially stupid to do that for you both, but she is getting a lot of upside in the rental. Without communication and her being open, selling everything and splitting 50/50 is the only way you relationship will survive the years.

If she can't see anything other than $$$ in her brother having a place to live, it's a red flag. She probably doesn't have faith in your trajectory, near and long term. She thinks you will devalue a house....bro. The terms must be simple, can be visualized, and split like a bag of skittles. If not, don't try to assign money to each skittle flavor (looking at you lemon), just sell the opened bag for what you can get and split the money.

This is all based on you wanting to talk to your sister again, which I think is more important than a new job.

The problem is, she does have to much faith in my trajectory actually. And it becomes a problem for her because she has no prospect really. My sister is extremely lazy, always got bankrolled by my dad as she blackmailed the shit out of him. The reason she could was because she had her tentacles in his private life by his own fault. She tried to do the same with me actually, i closed my company directly as she was part in it and rebooted it directly under my own name. So instead of holding her hands into that, she now moves to my personal life which the house is a perfect contender for. Because she can bribe / blackmail me whenever she's in it, whenever she's out of it she needs to make her own life work and that isn't something she wants to do.

Look i attempt to talk with my sister, but its hard really really hard and mentally exhausting its basically a massive narcissist u are dealing with.
Conversations go basically like this.

Sister: Hey brother i want to talk to you, we need to get this heritage finalized. Its time for that. And i want to get a mediator
Me: fucking finally, hell yea lets do it.
Sister: yes but we need to take this one that costs 3x the fee of other ones.
Me: that's expensive why is that and not a normal one?
Sister: Because i want the best one.
Me: but do you have the money to pay half of it? because we are already 10k in the hole at this point each?
Sister: no you pay everything because u want a mediator
Me: well we can just split it up without a mediator but u wan't agree with anything so we kinda need one.
Sister: k so u don't want a mediator i guess. U will hear from my lawyer hangs up.
Lawyer: U refuse to communicate with your sister, u need to communicate with your sister.
Me to lawyer: Straight up talked to her 2-3 hours every single day about the same fucking subject.
Laywer: keep doing that, hangs up.
Sister: calls up, tells me we need to not hire a mediator but a lawyer and she will use her's that will represents both of is.
Me: fuck no i am not going to pay half the fucking lawyer bill that u put on my ass all day long and does absolutely nothing then put you in debt.
Sister: k, u refuse to communicate hangs up.

2 hours conversation by the way. With lots of "i gona sell the main house, because this or that or that if u don't do this or that or that". It's just endless diarhea really.

1 hour later, she calls again and repeat. Then if u don't pick up within 5 minutes, she will spam you through whatsapp with all kinds of acusations or whatever else just complete insanity.

For example, realtor needed to check the house. i was a hour later she knew about it because of work. A hour later dude went through everything end of the day done.

Next day, sister calls me up. Yea i don't trust you. I asked her why? because a chair moved in the house so i was clearly searching for something. I told her shit needed to be cleaned before the guy went through it and u where nowhere to be found on that day so i did it.
She says, its shady. So i told well nothing i can do about it. The evening i got a message she will send me a list of stuff she took with her,
Me: just say what u took if its personal shit i am fine with it? like pictures etc.
She: yea its pictures but also other stuff
Me: what other stuff?
She: next week u get a list
Me: oke, i will see it next week. ( 2 weeks later and lots of conversations no list )
She: i don't trust you, because "input some other bullshit reason"
Me: i told her, u keep telling me u don't trust me, yet u yonk shit out of the house and don't tell me what u took, what if you told me on your so called "list you took all our family jewels" ( i just said it as a joke )
She: Yea that's part of the stuff i took.
Me: wtf, u can't take anything of value from the house how did you though that was a good idea.
She: because i don't trust you.

This is the endless diarrhea u have to deal with really, she does shit and accuses me off it, then turns shit around. Constantly shitting on me. Making assumptions that make no sense like at all.

For example, she lived with me when my dad died, as she had nowhere to go at the time. After 3 months of warfare i kicked her out but she didn't wanted to leave because she was afraid i would get a girlfriend and she would take all my money
me: ????????????????, like wut mate. i had no girlfriend, wasn't dating etc.
she: 2 months after she got kicked out, well u can pay for everything now because u run a company so u have enough money.
me: ????????????????
she: also hows your girlfriend doing?
me: yea great, also my 5 kids are doing well either.
She: this is why i don't trust you, u lie because u don't have 5 kids how can i trust you.
me: hangs up.

Meanwhile, my sister loots my aunts back account entirely, so she's completely depended on my sister and has to call her endlessly for help. Then she gets rights over her health situation and basically rags her around hospitals all over amsterdam and hospiks whenever she wants even while my aunt doesn't want to move. On top of it, she made a copy of a key of her jewel chest and by accident gave that to my aunt and fucked up. But yea all of it was looted already obviously.

The one that u can't trust for shit is my sister, but she will blame you for it. Typical narcist shit.

Sadly for me, nobody is there to proof anything because they all die, and she's shit talking me to practically everybody i know behind my back in order to put herself as a savior forwards. Even while she does jack shit, only ruins stuff and is just in general a deplorable.

Still it stays my sister and the only one i have left, so yea. Pretty fucking lonely without family in the world i can tell you that.

I would strongly suggest you retain a solicitor/lawyer for this situation. Yes, it'll cost you, but it sounds like you definitely need some decent legal advice. I would ask on whatever relevant local forums you might have for recommendations.

The problem is really, everything i do costs me buckets of money.

For example, i need to validate the heritage that falls outside of the houses to get pay heritage tax over. The bookkeeper says 750 for everything else is fine, government will agree with it, so that's like what 300-400 bucks in tax and done.
Sister nope, we need to hire this 1500 euro guy, u need to take a day free so that's another 300 down the hole for me. He will walk through the dam house labels everything and tags everything which is a metric ton of shit, he gets 1% cut out of it on top of it so even more money. And if they find shit worth that's 10k, u need to pay 4k over it on tax extra. So that one guy she wants to hire costs me 5-6k at a minimum.

Because my dad has some shit like a self build boat with a trailer that's half broken lots of tools, lots of shit out of generations of our family so could be valueable shit in there. It's just a shit show of throwing money down the balkony really.

Look its simple.

I got 15k left. I already have 20k worth of cost, my sister needs to pay half of it that's 10k. I asked my sister if she had 10k on her bank account. She doesn't say because she's mad. But keeps hiring people. I tell her if you can't pay it now, u won't be able to pay it when the heritage is done then shit needs to be sold. She just reacts i dont'want to sell anything NO. Yea but look, if you don't have the money u are not working, so how are you going to pay for it? hangs up.

Calls me again 1 hour later, rise and repeat.

Honestly at this point lawyer isn't payable for me. They are way to expensive. I am protected against being sued. But frankly in 2 weeks from now i have a appointment with some chick that will look if they can find a apartment / room in the area for half decent rent money and i will just be dumping the entire heritage down the drain then. I will just put 2-3 options towards it and then call it a day. I am so fucking done with this shit.

1. Do not under ANY circumstance cave into your sister's demands! If you own %50 and she is unwilling to take the vacation home and give you the house, then tough for her!

2. Before ANYTHING can happen, you need a lawyer. One that works for YOU! You need someone to look at the situation before you sign away what your dad left you and your sister takes advantage. I know it's expensive, but you said that you needed the house, right? Might be the only way to get it if she won't negotiate fairly.

3. If everything is absolutely impossible, and you can't get a lawyer, let the bank force the sale! At least you get something instead of taking a guaranteed loss!

1) my opinion at this point, i wanted to work with her but she's to greedy i won't do it. At the end of the day its also my heritage and not just her's.
2) when shit gets bad i will probably take one on, but its the last resort and if i do i will have to sell shit off anyway because i am already at my outer limits of costs.

Honestly the whole shit show costed me up to 50k already. and frankly it keeps going at this pace. It needs to end.

3) Oh i will

Its not complex its simple.
Dont take it emotionally and personally.

Since for whatever reason your sister and you cannot patch up.

Get the stuff in writing about house and sell the vacation home to her.

You cant have both things.....and your idea of getting the house for yourself and still craving for lost rent portion of two year doesn't sound fair. Try to negotiate on taking the full risk of devaluation of house but giving only 50% of upvaluation. Thats the best you can dance around for fairplay.

She needs to be out of the house completely. Or else i won't go for it. Because of reasons i pointed out above.

To me it sounds like your sister is better at math than you give her credit for. She essentially wants to trade you her debt for your equity. I wouldn't take her deal.

Get an attorney and an accountant to help. Spend a little money to get people who know what they are doing to figure this out.

Believe me she's not, whenever she does any math she shits the brick entirely. She see's only income never expenses. She has no clue how fast her money is dissapearing before her eyes and she has no clue how hard it is to create money as she never really had to earn anything until now ( but she's on wellfare so yea still not earn anything really ).

i got a accountant actually, and 2 heritage guys for company/aunt/dad/mom solutions. The company of my dad basically had 85k debt, but because of that accountant it got reduced to 9k but it has to be paid before the end of the year, but yea these guys are doing work for sure.

Gotta love that Dutch government blasting you in the ass with taxes every opportunity they get. Vultures.

But yeah, lawyer up. Get a mediator. Whatever you do don’t let yourself get locked into a debt. Take the loss and sell off everything if you can’t come to a mutually beneficial agreement.

Its pathethic really, parents paid like 50% tax already or something along the line, then u have your own wage tax, company tax, then u pay 21% tax on everything else u buy with your money, and then when u fucking die, they tax u to shit on the shit u own and additionally tax your kids while at it.

Honestly i feel like everything here is designed to keep you poor.

Yea current plan is, mediator and until she agree's with it, i refuse any contact really. I also put out a specific time for talking now, getting called every fucking day for multiple hours is just mentally exhausting to the point i can't be bothered anymore.

Anyway will see how it goes.

Current plan was taxating the entire house stuff that is in it, however she shit the brick at the end of the conversation so just blocking her ass to next week now. At this point i stop the communication entirely

 

[jufonuk]

You need to lawyer up if the mediator plan goes down. Maybe to put the fear into her you can see if you get the lawyer to demand she pay all the fees. But I am not a lawyer so I don’t know the ins and outs. You need to see citizens advice or any similar where you live. Get some advice. I hope it goes well.

 

[Billbofet]

Get a third party involved as it resolves many of your concerns and will outline the details (hopefully) for your sister.
It may also uncover additional benefits or disadvantages based on how this all transacts.

Best of luck to you.