How long are checks good for?

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Escape Goat

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I found a refund check from my doctor but its from several years ago. Is there a limited amount of time before a check becomes void?
 
Some checks say how long they're good for on the face of the check. IIRC, most I've seen are good for 90 days. Sometimes 180 days.

If it doesn't say, I'd take it to the bank and see what happens. Is it for a large amount?
 
mernst23 said:
Umm, checks are good as long as the accounts are open and they have the money.

It's usually bad practice to cash a check that far down the road due to the record keeping process. Jackass.

:lol I didn't know I had it. Must have lost it in the move from school.

Its for $60 bucks so I think the guy is good for it being a doctor and all.
 
mernst23 said:
Umm, checks are good as long as the accounts are open and they have the money.

It's usually bad practice to cash a check that far down the road due to the record keeping process. Jackass.
Are you his doctor by any chance?
 
Most checks are good for 6 months, then become stale dated. You can try to run it through your account or cash it but odds are, it will be returned and you'll need to get a replacement check issued to you.
 
If it is void, you could always take it to the doctor's office and ask them if they could get you another check. You didn't cash it so there shouldn't be an issue.
 
Jmac71 said:
Most checks are good for 6 months, then become stale dated. You can try to run it through your account or cash it but odds are, it will be returned and you'll need to get a replacement check issued to you.

Would the same got for paychecks? Say like from ADP?
 
So what would happen if i tried to deposit a paycheck from a couple years ago.. would the teller just refuse it outright?
 
Banks will stale date personal checks after 90 days.
Issued checks will have the cash-by-date printed on them, if they don't it is 6 months.
 
Number 2 said:
So what would happen if i tried to deposit a paycheck from a couple years ago.. would the teller just refuse it outright?

No, it would get processed through like normal, but it would be rejected (assuming the issuing business has instructed their bank to stick to their set expiration dates) and you'd likely end up with a returned check fee.

In Hamburglar's case, I'd check with the doctor's office first to see if they need to issue a new refund, rather than just trying to deposit the current one and possibly being charged a fee.
 
Number 2 said:
Work place is out of business though. Oh wells.

You probably wouldn't be able to cash it the moment the company went out of business unless the owner was using a personal account to write paychecks. There was a Hooters in the area that was suddenly closed because the owners went bankrupt on some investment deal. They closed several in the northeast without notifying anyone and a bunch of people working there had said they hadn't cashed a few weeks worth of paychecks that were now no good. Closing a business and declaring bankruptcy are a bit difference but the accounts for the company were probably closed shortly after the company closed.
 
I don't have direct deposit set up at my job, I sometimes collect like 4 paychecks before I get to the bank. That's at least 2 months.
 
Thanks for the answers everyone. i figured it was a lost cause.. i mean the checks are from like three and more years ago. Its just my fault though.. im really bad with things like that. My company once issued me a check for some ridiculous amount of money and i didnt notice and deposited it. Had to pay it back.. dont think they believed though lol. i had gotten a bonus at the time and figured it was just part of it :lol
 
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