Is Xbox All Access worth it?

Artistic

Artistic

Member
I'm thinking(well I know) that I want to drive back into console gaming again. The Series X and Xbox has always been my preferred console of choice, so don't need much selling points on why I should or should not buy it.

Just wondering has anyone gone down this route to purchase a Xbox before? Or am I just better off buying the console/Gold membership outright?

I have a huge backlog of games so Game Pass isn't a necessity.

Thank you.
 
If you're not interested in subscribing to Gamepass, there's little point in paying for it unnecessarily.

If the idea is to pay for the console comfortably, there are certainly stores and shops where you can easily finance just the price of the console.
 
Darsxx82 said:
If you're not interested in subscribing to Gamepass, there's little point in paying for it unnecessarily.

If the idea is to pay for the console comfortably, there are certainly stores and shops where you can easily finance just the price of the console.
Click to expand...
What stores would that be?
 
If your going to use a payment plan to pay for something. Use it for something good. Like a House, Car, Washer Dryer, Fridge.
Don't go into debt with a toy.
 
Artistic said:
What stores would that be?
Click to expand...

Try progressive leasing and you can shop at Best buy online. A buddy I play with uses it because he can't afford to pay all at once for a console because he's in grad school.

Problem is you end up paying almost double or the item after 12 months but if you're in a pinch it might be worth it
 
It's worth it if you can't afford the console upfront otherwise you can just grab an X new or second hand then get gamepass codes as and when you want them
 
Financing a console is just dumb. If you can't buy it outright, just save up. There's only one instance it would be smart. If you already have the money to purchase it and can finance at 0% interest. Then you take the money you were going to use to purchase it, put it in an interest bearing account that can give you like 4 or 5%. Then close to the end of the financing term, withdraw the money and pay it off. You'd end up getting cheaper due to the money made from the interest.
 
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All Access is honestly a pretty terrible deal

It's $887.76 for a Series X and 24 months of Game Pass Ultimate, and you have to open a line of credit. This means you have to be approved as creditworthy, and you get a hard inquiry on your credit report.

The Series X consoles are getting discounted for the holidays, and you can still convert Game Pass Core ($60/year) to Game Pass Ultimate at a rate of 3:2 for up to three years (converts 3 years of Core to 2 years of Ultimate) - meaning you can buy three prepaid $60 cards and save.

So that's $629 for exactly the same thing (1x Series X console, 3x Game Pass Core prepaid year cards), which you can buy right now at Best Buy, which is a savings of $258.76. If you can't afford to buy it all up front, you're still better off getting a regular credit card and buying the discounted pieces themselves and paying the interest on the card until it's paid off.

one of these:

three of these:
 
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Artistic said:
I'm thinking(well I know) that I want to drive back into console gaming again. The Series X and Xbox has always been my preferred console of choice, so don't need much selling points on why I should or should not buy it.

Just wondering has anyone gone down this route to purchase a Xbox before? Or am I just better off buying the console/Gold membership outright?

I have a huge backlog of games so Game Pass isn't a necessity.

Thank you.
Click to expand...
I did and the only plus is that Game Pass was bundled with it (but not sure if that is still the case).
 
I would only do this if I had no other choice. I dont recommend it.

If you have decent credit just applying for a credit card or more versatile credit line would be better. IMO, any credit line thats locked to a specific item or store is never a good idea.
 
I considered this in 2020 for the Series X launch but I ended up just buying the console. The good thing about All Access is that it's not like other financing services where you end up paying double or more. At least the way it was four years ago, you actually saved money by doing All Access. Now with the GP increases, idk if that's still the case.
 
My credit is shot. Actually trying to work on it currently.

I do know someone willing to sell me a brand new Series X for $350, it's just a matter of buckling down and saving towards it.
 
Weren't there some absurd sales on the Series X last Christmas even with a game for $250 or $300?
 
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I got my Series X through all access and it was fine. It doesn't even cost more since its not financing, its just splitting the payments up over 2 years.
 
Soapbox Killer said:
I got my Series X through all access and it was fine. It doesn't even cost more since its not financing, its just splitting the payments up over 2 years.
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It is financing, just with no interest if you make all the payments on time. Miss a payment and you'll pay a lot more in interest.
 
Topher said:
It is financing, just with no interest if you make all the payments on time. Miss a payment and you'll pay a lot more in interest.
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Oh that makes sense. I guess financing without interest is a strange option, I guess MS figured they would make up the money on the side with other game purchases. I thought it was a pretty good deal for me since at the time it was the only way to secure a Series X.
 
Soapbox Killer said:
Oh that makes sense. I guess financing without interest is a strange option, I guess MS figured they would make up the money on the side with other game purchases. I thought it was a pretty good deal for me since at the time it was the only way to secure a Series X.
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Actually....think I'm wrong. No interest. Just late fees from the bank. The good thing though is you are locked into the current Game Pass Ultimate rate so don't have to worry about price hikes.
 
I did it. If you were planning on getting Game Pass Ultimate for 2 years then it works out cheaper than just buying the console.

I have loads of Xbox controllers and 360 games. So I mostly use it for playing Fifa with mates and emulation. Play most Game Pass stuff on my pc.
 
Saw the thread title and thought they had some dodgy new sub level above game pass ultimate lol
 
I got my Xbox One S and Series X through all access. It's pretty great. Really you're just paying cost of the console + gamepass with zero interest. You can pay off the loan early too. It also helped my credit because the loan was approved for i think $1600. You can't use the extra money but creditors seeing you have a loan that's basically half paid off looks good on your credit report and my score shot up a few points because of it.

If you dont want to do the all access then check out the pawn shops. I seen the Series X go for $350 in pawn shops near me. Most reputable pawn shops offer a warranty, but at the very least snag one and put it on layaway if you dont have the funds to buy it outright.
 
jshackles said:
All Access is honestly a pretty terrible deal

It's $887.76 for a Series X and 24 months of Game Pass Ultimate, and you have to open a line of credit. This means you have to be approved as creditworthy, and you get a hard inquiry on your credit report.

The Series X consoles are getting discounted for the holidays, and you can still convert Game Pass Core ($60/year) to Game Pass Ultimate at a rate of 3:2 for up to three years (converts 3 years of Core to 2 years of Ultimate) - meaning you can buy three prepaid $60 cards and save.

So that's $629 for exactly the same thing (1x Series X console, 3x Game Pass Core prepaid year cards), which you can buy right now at Best Buy, which is a savings of $258.76. If you can't afford to buy it all up front APKGREE.COM, you're still better off getting a regular credit card and buying the discounted pieces themselves and paying the interest on the card until it's paid off.

one of these:
Click to expand...
Been wanting to upgrade to an Xbox Series X for a while, my old Xbox One still runs good from the past 10 years of absolutely abusing it with constant downloading and gameplay. I just discovered All Access recently and it sounds like a damn good deal, minus the 24months free Ultimate Game Pass because I already have it. Is it worth it to do it? Like it's not sketchy shit or anything?
 
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Darsxx82 said:
If you're not interested in subscribing to Gamepass, there's little point in paying for it unnecessarily.

If the idea is to pay for the console comfortably, there are certainly stores and shops where you can easily finance just the price of the console.
Click to expand...
Basically that

Xbox is more about convenience. GamePass launches day one and you download before release. There's a lot of games, and you can try a lot of indie stuff that you maybe never get before

If you don't care of that, just get a PC
 
samuelgregory said:
Been wanting to upgrade to an Xbox Series X for a while, my old Xbox One still runs good from the past 10 years of absolutely abusing it with constant downloading and gameplay. I just discovered All Access recently and it sounds like a damn good deal, minus the 24months free Ultimate Game Pass because I already have it. Is it worth it to do it? Like it's not sketchy shit or anything?
Click to expand...
Game Pass isn't free. The cost comes out to $500 + 24 months of GPU at $16/month.

As long as you don't miss a payment, it's a good deal.
 
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