Lol I was looking at Kaps contract. As well as that $2m De-escalator he has, if he gets a carrer ending injury he has to pay the niners lol!
http://www.spotrac.com/nfl/san-francisco-49ers/colin-kaepernick/
Must purchase (after-tax dollars) a disability policy for $20 million if suffers career-ending injury paid to 49ers
http://www.spotrac.com/nfl/san-francisco-49ers/colin-kaepernick/