peish
Member
What of course not. Credit card charges like 20% interests…
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Should I get gaming PC?
- Thread starter David B
- Start date
What of course not. Credit card charges like 20% interests…
Spyxos
Member
Wait until your financial situation has improved. Pc is cool and all, but it's not worth going any further into debt.
Bernoulli
M2 slut
no and the new GPUs are coming soon anyway no need to rush
StereoVsn
Member
What, of course not! Improve your financial situation first. I am sure there are a ton of games you haven’t played on what consoles you have that you can get on the cheap in the meanwhile through sales , used, or digital sales.
Don’t get MORE debt to get a new shiny toy. That’s just not a good idea.
StereoVsn
Member
Yep. Another thing you could do is get a consolidation loan with lower rates vs credit cards and pay that down. But you have to read the fine print and it really depends on OP’s particular circumstances. Also, I am not a financial advisor so take that with a grain of
. Either way, pay off credit card debt first, always.
HeisenbergFX4
Gold Member
As hard as it may be use any means necessary to get out of the CC debt
Give yourself a goal of rewarding yourself with a new toy once the CC debt is gone (just don't go deeper in debt to fund it)
BlackTron
Gold Member
Yep. Another thing you could do is get a consolidation loan with lower rates vs credit cards and pay that down. But you have to read the fine print and it really depends on OP’s particular circumstances. Also, I am not a financial advisor so take that with a grain of
Either way, pay off credit card debt first, always.
I hold debt often but only at no interest. If I ever slip up enough that I pay interest on a portion of it for one month I go nuclear. I rotate accounts so that no stacked balances ever become interest-bearing at the same time, so I get some maneuverability and am always able to keep interest away. Of course no interest is better than low but if you can only get low, that's better than 30%.
If you aren't paying interest and have a balanced plan going, make your purchase.
StereoVsn
Member
Yep, get rid of high cost debt first and ASAP. And don’t finance it long term on high interest.
There are options like BestBuy’s 0% 12-24 months, affirm 12 months 0%, Amazon, etc.
There is no reason to get into debt because of electronics.
Lunarorbit
Gold Member
No you shouldn't. Get a water slide instead
mayham2199
Member
Get out of CC debt. If you can, go to your local credit union and get a loan to pay it off and then get a much lower APR. CC APR is insane.
finalflame
Banned
Pay off your debt, OP. PC can wait. Ask me how I know.
DirtyBast8rd
Member
I was gonna say you're an idiot for even asking, but you already know, seeing it's next to your name.
ChoosableOne
ChoosableAll
The only time I touch my keyboard is when I miss it. What you said might be true for Civ 6 and similar strategy games. Just buy wireless mouse and keyboard and have fun.
DenchDeckard
Moderated wildly
Absolutely, yes.
From the title
From the title
Toots
Gold Member
Go ahead, debt only matters for the creditor.
Can't wait for next update from jail where you explain that in fact you did not enjoy gaming pc as you thought you would.
mayham2199
Member
From jail? You do realize you can't go to jail over debt right?
hououinkyouma00
Gold Member
Bro. How many times are you gonna go through this same shit? If you have debt then don’t buy it. Don’t be a fucking idiot.
Some of you people need help.
Skifi28
Member
Obviously yes. The more debt you have the better.
Or you could just not ask random people on the internet for what is very important financial decisions.
Guilty_AI
Gold Member
Just keep increasing the debt until it becomes impossible to realistically ask for the money back
Highway Star
Member
Sage advise here.
StereoVsn
Member
Well, like they say, if you owe a bank $1,000,000 than you are in trouble.
If you owe a bank $100,000,000 then the bank is in trouble!
David B
An Idiot
Black Ops 2 and Black Ops 3 menus only allow me to use keyboard and mouse. Game can use controller. But menus never does. It totally sucks.
MatrixReloaded101
Member
Most games support a controller and if you want a console like experience you can use the big picture mode in steam. This will give you a full UI were you only need to use the controller and not kb and m. Plus you can plug your PC into your TV so thats also not a issue.
If you mainly play just COD I don't think it makes sense to buy a PC. No point in spending more money just to do what you are already doing for less.
PC gaming is expensive and can be a hassle compared to console, no point in making the switch just for COD.
Crayon
Member
Touchpad on a ds4 or 5 works as a mouse by default. I use it here an there.
BacklashWave534
Member
If you like paying more, rebuying games each generation, and choosing between visual fidelity and FPS than indeed.... stick to Playstation.
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cash_longfellow
Member
Don’t waste your money. Gaming sucks, and once you hit 40 you will experience a lot of regret supporting so many companies throughout the last 25 years, only to realize that GAAS has taken over the industry and the titles that mattered in the past, are now watered down nonsense. Say goodbye and drop your money into investments and a future for yourself. Build a family, a career, and drop this craziness while you can.
cash_longfellow
Member
You lost me at “paying more”
S0ULZB0URNE
Member
Toots
Gold Member
I went to wikipedia prior to posting for this exact reason
"In 1970, the Court ruled in Williams v. Illinois that extending a maximum prison term because a person is too poor to pay fines or court costs violates the right to equal protection under the Fourteenth Amendment.[45] During 1971 in Tate v. Short, the Court found it unconstitutional to impose a fine as a sentence and then automatically convert it into "a jail term solely because the defendant is indigent and cannot forthwith pay the fine in full."[46] And in the 1983 ruling for Bearden v. Georgia, the Court ruled that the Fourteenth Amendment bars courts from revoking probation for a failure to pay a fine without first inquiring into a person's ability to pay and considering whether there are adequate alternatives to imprisonment.[47]
A year-long study released in 2010 of fifteen states with the highest prison populations[48] by the Brennan Center for Justice, found that all fifteen states sampled have jurisdictions that arrest people for failing to pay debt or appear at debt-related hearings.[38] The study identified four causes that lead to debtors' prison type arrests for debts"
"In 2014, National Public Radio (NPR) reported that there were still cases of judges imprisoning people who have not paid court fees.[58] The American Civil Liberties Union has been challenging such policies since 2009.[59]"
So next time you take a joke seriously and try to nitpick it, please at least be right (since you're no fun
)
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Pimpollo818
Member
GeForce Now is great to buy you time before the 5 series
BacklashWave534
Member
You lost me at “paying more”
Steam sales are usually much better than anything PSN has to offer. Also, sites like CD Keys usually allow people to buy new games anywhere between $10-$20 off at launch. PC games in general are cheaper to aquire.
Flyingpanther
Member
Yes have my first high end gaming pc since 6 month and sold my ps5 because I never played on it anymore. Always had console before
Chu Fye
Neo Member
Just do ittttt
Buggy Loop
Member
And they pay for online, small detail that adds up quickly in the span of a generation.
karappononingen
Banned
I played on PC and PS all my life, I prefer playing on PC, more variety of games for me
MagusMajul
Member
should you go have sex with a beautiful woman? uhh yeah
TintoConCasera
I bought a sex doll, but I keep it inflated 100% of the time and use it like a regular wife
I'm baffled. Is it so common for people to have credit card debt?
NeoIkaruGAF
Gold Member
Isn’t the norm in America that if you don’t have debt, it’s harder to get credit when you need it?
TintoConCasera
I bought a sex doll, but I keep it inflated 100% of the time and use it like a regular wife
Dunno, as an european all this seems alien to me, specially the idea of an adult going further down in debt just to buy stuff that isn't house or food.
DarkArterialGore
Member
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rodrigolfp
Haptic Gamepads 4 Life
Don't you buy stuff split in 10x or more on credit card? I am still paying for my quest 2 split in 10.
Before I bought my Steam Deck split in 10x, my RTX 3080 too, etc...
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