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[jiggle]

Just got a mail from my credit card company telling me my address has been changed. I called and found out someone changed the address to somewhere in Florida, and just charged over 300 dollars to a store in Texas.

Now I have to call up all these places, putting fraud alert into my credit, and dispute that charge etc etc. Worse thing being all the systems are down until tomorrow. I'm so not gonna be able to sleep tonight.

 

[Meier]

I had over $3,000 stolen from me by way of fraud a few months ago. It takes a shit ton of time to get all the paper work dealt with and to get your money back.. for me it was like 4-5 weeks at least.

 

[jiggle]

Was the money charged to your credit card? If it's fraud, then they wouldn't make you pay for it right?


Yeah, i was reading up on the 101 on what to do in such circumstance. Sounds like alot of work. Luckily it's just 300 on one card. My other cards are fine. Kinda scare to see what could be on my free credit report when I get it though.


What did you have to do?
I know I'm supposed to call the 3 credit bureau. Then my credit card company.
Then file a police report.


Makes me wanna close out all my credit cards except the 2 I use most often. This sucks.

 

[Meier]

Nope, they somehow managed to make a copy of my debit card and get a hold of my pin and withdraw sums of money ranging from 200-400 dollars on a daily basis (sometimes multiple times) from various ATMs all over the greater Atlanta area. I have absolutely no idea how it happened, but it did. Fortunately, VISA realized something was up and turned down the request of a purchase of $1500 or so online, but my bank didn't even think twice to turn off my card which is just mindboggling.

In fact, after I figured something was up (my card didnt work when I went to use it) and I contacted my bank, the guy managed to withdraw another $300 the next day before they finally turned it off. That was the most annoying part about it.

My bank gave me papers with all the false transactions listed (individual papers for each) and I had to get them all notorized, and then file a police report and turn in copies of that along with the notorized statements that I wasnt responsible for the transactions. It was a huge hassle since my bank is in Orlando and I'm up in Tallahassee... but it finally got worked out.

 

[jiggle]

Wow.
I guess my luck is not that bad in comparison.

I'm gonna be so paranoid about this whole thing for a while. What sucks most is the question of how these perps get the informations needed to make those change.
I'm guessing somehow they were able to login to my online credit account and changed the password, since I can't even login now. sigh

 

[xsarien]

Yeah it sucks big time. Thankfully I've never been hit. (*knocks on wood*) I recommend, among other things, getting a shredder for old bank statements, credit card offers you don't want, etc. I also refuse to ever get a debit card. If someone ever gets my credit card, they at least can't do damage to my actual money. Just my fake money.

 

[ChrisReid]

Yeah.. these motherfuckers can get your card numbers (and pin if debit) and brand them into a plain grocery store card, then run a shitty print of a Visa logo and misc stuff over top and back. Some of them can even remagnetize the strip with your number. Caught a few over the years at my store. Once the police came back and told me some people I'd sent them after turned out to have 15 fake/stolen cards on them and a car-load full of looted merchandise.