Were You Nervous Buying Your First House?

Celcius

Celcius

°Temp. member
Buying a home is a big decision and probably the biggest amount of money that most people spent in their lives.

Were you nervous when you bought your first house?
How many did you have to look at and how long did you have to look around?
Right after you bought it did you feel any buyers remorse or anything?
Did you have to go with a long commute to work?

I'm in the process at the moment just looking around so was just looking to see what other people's experiences were.
 
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Yeah I was kind of nervous.
My wife and I looked at three or four and she had browsed through at least a dozen others on her own. I simply said that it has to be in good repair and she has to be satisfied with it for at least 10 years, as I'm not gonna buy a house and uproot if I can help it (during that time we were entertaining the idea of either moving to Florida or buy a house here). We looked around for about four months. The closing process felt like it took as long as the searching process.
I didn't feel any buyer's remorse.
Moving to my house cut about 15m off my commute time, thankfully, and the house is located about halfway between the kids' school and my work. I feel very blessed to be in this house.
 
Not really nervous, but it's an exhausting process. Wife finally found the one she had to have and just all the paperwork between setting up a V.A. loan and signing what felt like hundreds of pieces of paper and then learning about taxes and responsibilities with a lawyer, it was just exhausting.

Glad to have done it and would do it again if I had to as I love being the king of my domain and having say as what goes on on my property. It's great. I think it's odd how much cheaper it has become to own your own home than rent. Mortgages are generally much cheaper than a monthly rent.
 
Not at all. The house was in way better condition at half our budget. It was a perfect scenario for us. Even got it paid off early.

I took commuting into account. It's longer than when I rented but much cheaper where I live now.
 
We weren't nervous. We looked at about 20 or so homes. In the end we bought brand new so warrantees take a lot of the worries out.
 
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I've never bought a home but, I was super nervous when I financed my first car for 37k

I'm sure that must be a similar feeling to getting a home just 10,000 times more nerve wrecking. And I didn't feel any remorse for it as it's the car I've always wanted. But again it dwarfs in value to real property
 
Wife and I looked at 5 I think before we found ours. A couple we pulled up in the driveway and I looked at the house and i said "no way" when i saw stuff about the house. She still wanted to see inside so we went in and didnt take her long before she said "you're right. Let's go". Course I can look at the outside of a house and tell you about what it's like inside. I can listen and smell and tell you problems about the house.

I dont know about her but I wasn't nervous, it's just money and I knew it was going to be ours for a very long time. And the house met like 85% of what I wanted in a house so we got it. Buying a house and paying for it isn't a big deal really, it's just another thing you do is all. That was 6 years ago.

No buyers remorse. But it was about a year before I wasnt acting like an asshole. Up till then I spent like 40 years alone, I never lived with anyone besides my grandma as a kid. I had a lot of issues that I had to work out.

I drive like 12 minutes to work but she has like an hour.
 
Honestly I wasn't nervous. I was hell bent on buying something before the year was up. With me being single and my price range, there was very very very little inventory. I went to less than 6 within a year because of how bad it was. When I bought my condo, I loved it. Made my commute from work go from 1.5-2 hours each way to 30 min. I don't regret it one bit.
 
Celcius said:
Were you nervous when you bought your first house?
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I was shitting bricks when filling out the cheques. Still the only cheques I've ever used in my life were all related to my property purchase. I imagined all my money disappearing due to a silly typo or something.
How many did you have to look at and how long did you have to look around?
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I've looked around for a bit more than a year all in all. Can't quite remember how many I looked at, but in between I had months where I didn't look at any due to being too busy at work etc.
Right after you bought it did you feel any buyers remorse or anything?
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Nope.
Did you have to go with a long commute to work?
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I can walk to work in just over half an hour through a park, cycling cuts the time in half. I was looking at one place that was too close to work, I didn't want to buy a flat where I can see my office from the bedroom window.
 
Celcius said:
Buying a home is a big decision and probably the biggest amount of money that most people spent in their lives.

Were you nervous when you bought your first house?
How many did you have to look at and how long did you have to look around?
Right after you bought it did you feel any buyers remorse or anything?
Did you have to go with a long commute to work?

I'm in the process at the moment just looking around so was just looking to see what other people's experiences were.
Click to expand...

1) no, definitely excited
2) about 30 houses over 6 months or so
3) no
4) no, my commute is about 15 minutes
 
no it was a fantastic experience, we only looked at about 5 houses and I liked them all so i defaulted the choice to my wife.

The saddest moment for me was wiring a very large sum of money for the closing
 
Me and my girlfriend started the process this year and I'm not nervous whatsoever. We're alright living in the flat (apartment) we're in right now until the right house comes along, so we're just saving more money and biding our time.

I do have a pretty comfortable money blanket for a deposit / fees / repairs / decoration / emergencies though, which probably helps a lot.
 
Can't say we were nervous but we had already been married 13 years and been through all sorts of stuff. Buying a house was cake. But it's so dependent on your situation. It should be a fun experience and a big milestone.
 
Sure. Once you decide to go for it then it all moves so fast. It's a lot of money to spend so it's natural to wonder if you are making the right choice. I paid all up front in cash too so it was kinda surreal to see that much money leave my savings account. But I definitely made the right choice and I'm happy with it. It's increased in value quite a bit too. I got lucky because it wasn't one I actually initially intended to consider, I was doing another viewing near by it and decided to come see it too to make the trip worthwhile. The pictures in the listing didn't do it justice.
 
DKehoe said:
The pictures in the listing didn't do it justice.
Click to expand...

A lot of people are telling me this, even if you think a place doesn't look great on the pictures, go see it anyway, you might be surprised.
 
Celcius said:
Were you nervous when you bought your first house?
Click to expand...
Not really. Our realtor pretty much held our hands through the process. It was mostly pointing at a thing, and he'd try and get us that thing. The only hiccup was that I couldn't get approved for a loan due to my surprise bad credit; it was then that I discovered my mom had repeatedly stolen my identity once I turned 18.

Celcius said:
How many did you have to look at and how long did you have to look around?
Click to expand...
There were only a handful both times (I'm on house #2). You pretty much know the moment you walk in whether or not you dig the place; I don't recall a moment when I walked through further and "grew" to like a house more than when I initially walked in. It's important to check EVERYTHING; we looked at a renovated house that turned out to only have been renovated superficially, and it had a shit load of really bad problems like awful plumbing, and wiring that had been torn out of the walls.

Celcius said:
Right after you bought it did you feel any buyers remorse or anything?
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Kind of. The big change will make you feel emotional, even if mildly. That's normal with any big change.

Celcius said:
Did you have to go with a long commute to work?
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First house: No, Current house: Yeah. Depends on how much you make (whether or not it's worth the drive) and how you plan to spend your commute time. I listen to audiobooks and podcasts so I don't feel like it's a black void of my life being sucked away.
 
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AV said:
A lot of people are telling me this, even if you think a place doesn't look great on the pictures, go see it anyway, you might be surprised.
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Yeh, in my case the second bedroom looked tiny in the pictures and that had put me off. I basically only arranged a viewing to kill some time and then discovered it was more than big enough and the place was perfect for me.
 
Yes OP, you are signing your life away (about 20 times, lol. So many signatures). It's normal to be nervous, especially when you think about the length of the contract.

But, then when you finally get settled in and have your "this is all mine" moment, it is worth it. Well, all mine in about 30 years.
 
nervous , drunk..... Hell I don't remember

I am on my third right now, and about to pay it off in a few months. Even if you don't completely like your first house, equity travels.
 
Nah, my first house was a short sale and the mortgage was only like $800 a month. We knew we were getting something that needed some work, so I went in eyes wide open and really anything major would be covered by a warranty, etc.

Second house was even crazier, we came in 30k over asking price for an offer right before and didn't get it, and we were dead set on buying a house ASAP because we were living with my in laws, so the next one we saw like 2 hours after it went on the market, looked it over for 30 minutes and offered the asking price. Other than the water heater going (which we knew was old), haven't had any major issues. We love the location, 10 minutes to downtown or my sister's house, 15 to the airport, in-laws and my parents are about 20 mins either direction, which is close enough but not too close. Neighbors are chill. It's built into a mountain up a windy steep hill, so no vagrants or weirdos walking around and zero crime. Just did a refi to 15 years, hoping to get it paid off in half that
 
We looked at 6 houses in one day, picked one and went for it. Offer made, negotiated and accepted in the same day. Scared the shit out of me tbh but I'm a decisive type.
 
hariseldon said:
We looked at 6 houses in one day, picked one and went for it. Offer made, negotiated and accepted in the same day. Scared the shit out of me tbh but I'm a decisive type.
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Jeez, that's quick. I've been looking at houses for over a year, maybe two. I'm a hard person to please, lol.
 
I was very nervous, but one thing you can do to reduce stress is buy new construction. Then you get a brand new house and won't need to immediately worry about maintenance and upkeep for at least the first few years. This is a nice way to ease into home ownership and unlike a car, the moment you sign the paperwork the house doesn't instantly drop in value by 25%.

The drawback is of course you are limited to buying into newly built subdivisions, so if you don't like the locations of any of the newly built houses then you are SOL.

Remember, regardless if you have kids or not and even if you plan to have kids or not, SCHOOL DISTRICT MATTERS. Do not buy a house in an area zoned for a school district which doesn't have a good reputation. The lifetime value of your house will suffer.
 
I bought my first house 3 years ago at 25 and I fantasize about burning it to the ground just about every day. It was such a stressful process buying the house and being a homeowner is such a pain in the ass.
I miss living in a fancy apartment complex where if there were any problems I'd call maintenance and they'd be there in 15 minutes. I miss not having to do yard work.
I miss shit not breaking every 5 minutes.

*sigh* I hate being a homeowner but it's a necessity I guess.
Fuck my city though. Property taxes have gone up almost $100 a month to pay for some stupid library that I'll never use.
 
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I bought my first house April 2004. I wasn't nervous. The first night, I took a bath in the master bathroom tub. It was my last bath. I've only had showers since that night.
 
Stouffers said:
I bought my first house April 2004. I wasn't nervous. The first night, I took a bath in the master bathroom tub. It was my last bath. I've only had showers since that night.
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I bet everyone who works around you knows your body odor pretty well and can even determine things about you based on how you smell like if you're not sleeping enough or when you're under an abnormal amount of stress.
 
SInce I have a personal policy of refusing taking loans from banks, I will probably never buy a property.
 
No
But maybe becouse i don't have a girl and not have lot of Money,so Is not my dream house with 40 bathroom and a maze in the garden
My priority was to not living with parents anymore

All i said was "this? Cool ok!"
 
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