-
Hey Guest. Check out your NeoGAF Wrapped 2025 results here!
Paid off my Xbox series X.
- Thread starter AJUMP23
- Start date
Saiyan-Rox
Member
AJUMP23
Parody of actual AJUMP23
The last 35 dollars was really like 25 dollars.
ÆMNE22A!C
Banned
Doczu
Member
Not gonna lie, a few of my commodities i bought on a payment just before inflation went wild in Poland were 0% interest and i just see the savings making rounds. Things got around 30% more expensive, 0% payments are done for and i pay a miserable monthly fee. It aint always bad.
Cyberpunkd
Member
He did it the right way - made the payments using value of money from 24 months ago (assuming this was the payment period). By splitting payments you always end up paying less since the amount is locked in the past.
Ozzy Onya A2Z
Member
Me too buddy.
adamsapple
Or is it just one of Phil's balls in my throat?
The monthly-pay program is great for people who don't want to spend the console + bulk of GP price at the same time.
But, buying the console and then using 3 years Gold to convert to GPU ends up saving you a lot more money for the same timeframe by comparison.
Regardless. CONGRATULATIONS ! It's an amazing feeling to pay anything you owe off.
But, buying the console and then using 3 years Gold to convert to GPU ends up saving you a lot more money for the same timeframe by comparison.
Regardless. CONGRATULATIONS ! It's an amazing feeling to pay anything you owe off.
Makoto-Yuki
Banned
Good for you! If I had to buy a console today I'd go with the Series X.
And I admire your commitment to save $20 even if it takes 2 years lol.
I'm waiting for there to be more than 1 exclusive game on PS5 (which is a PS3 remake lol) that I want to play before I think about buying a PS5.
I don't buy shit on finance or prepayment so I don't know how it works but i imagine OP is paying some kind of interest. if it's on a variable interest rate then it's not a good time to be buying shit on finance or through some kind of prepayment/loan.
And I admire your commitment to save $20 even if it takes 2 years lol.
It's not like PS5 is drowning in exclusives either.
I'm waiting for there to be more than 1 exclusive game on PS5 (which is a PS3 remake lol) that I want to play before I think about buying a PS5.
and interest rates... maybe?
I don't buy shit on finance or prepayment so I don't know how it works but i imagine OP is paying some kind of interest. if it's on a variable interest rate then it's not a good time to be buying shit on finance or through some kind of prepayment/loan.
Last edited by a moderator:
GladiusFrog
Member
Don't Sleep on Microsoft Flight Simulator.
Game is pretty amazing, Also emulation if your into that kind of thing.
I'm planning on getting my hands on one in a year or two, gotta get my PSVR2 and Wheel first and that stuff ain't cheap.
Game is pretty amazing, Also emulation if your into that kind of thing.
I'm planning on getting my hands on one in a year or two, gotta get my PSVR2 and Wheel first and that stuff ain't cheap.
Makoto-Yuki
Banned
Flight Simulator is an absolute must if you have an Xbox/PC.
You don't need to know shit about flying and anyway on console playing with just a controller there is only so far you can go in terms of simulation. The game on PC can be full on simulation experience but if you wanna chill flying around then you can do that with a controller which is fucking awesome.
For a lot of people though it can be too slow and they won't do anything more than try find their house on the map lol. You can get a fighter jet now so you can get around a lot quicker now. The game is slow but I find it relaxing.
D
Deleted member 1159
Unconfirmed Member
Inflation decreases the value of debt over time.
Cyberpunkd
Member
He is not, almost all the consumer goods on instalments add to the same total price as paying all at once.
AJUMP23
Parody of actual AJUMP23
No interest. Just $35 a month for 2 years. It was a cool program so I did it. I am sure it dinged my credit to have the check run though.
Ozzy Onya A2Z
Member
Quite the opposite, they want you to spend. If you paid on time this increased your credit score and on zero interest.
chromhound
Member
Atleast you didn't do it for a series S
Slicker than your average
Banned
Congratulations on buying an Xbox
Maiden Voyage
Gold™ Member
Do you game on PC or just on the Xbox?
Grildon Tundy
Member
People saying this is a bad call because of inflation...$500 in 2023 doesn't go as far as in 2021. So if you can pay more of that $500 in 2023 dollars, you're actually "saving" money.
Anyway, I hate debt and would never do this. It takes all my willpower not to pay off my house early and to invest in the stock market with extra cash even though I know it's the rational decision. (Investing in the stock market gives a better return [~7% annually] vs paying off a ~3% interest rate mortgage.) I hate owing money to "The Man"--even more so when that man is Bill Gates.
Anyway, I hate debt and would never do this. It takes all my willpower not to pay off my house early and to invest in the stock market with extra cash even though I know it's the rational decision. (Investing in the stock market gives a better return [~7% annually] vs paying off a ~3% interest rate mortgage.) I hate owing money to "The Man"--even more so when that man is Bill Gates.
Last edited:
AJUMP23
Parody of actual AJUMP23
I play some stuff on PC. I played age of empires 4, Diablo, and some others. I will get company of heroes 3 for the pc.
It is easier on console with the way my house is set up, but I tend to go play where the games I'm interested in are.
Maiden Voyage
Gold™ Member
Just FYI--that deal is for Gamepass Ultimate, which includes PC. You can save some cash by just doing to the console version of GP. If you use it, then no loss.
AJUMP23
Parody of actual AJUMP23
I have ultimate through 2025 now.
Maiden Voyage
Gold™ Member
Phil Spencer will remember that.