I was wondering why people in this thread weren't understanding the difference it makes for some consumers to be able to pay for things monthly, but I think it's simply because it's a
poor vs. rich issue.
Poor people aren't stupid, you're obviously saving money by purchasing the console at full price, but that's not the point! Point is that some people can't afford to dish out 500 dollars all at once. Hell, that's basically what I make per paycheck, and don't begin with the 'get a better job' nonsense, because that's not as easy and some people think it is, and it doesn't matter if you're a spoiled kid, or a rich adult, the fact is that jobs with high income aren't all that available for everyone.
So for some people, it will be a lot easier to drop 300 dollars, and then pay 15 dollars a month thereafter. It's not because they are stupid, or what ever you may have though, it is just a more affordable solution, especially if you have a large family that requires a huge part of your income to sustain.
If you don't 'get it.' You're probably just a spoiled kid, or a misinformed adult, and I mean these things in the nicest way possible, gaf.