Deaf Spacker
Memb
It looks cool but I'll stick with my chip and pin, it's easier for me.
Sees pointless considering contactless. Not that i've ever seen anyone pay by contactless but apparently it is a thing
I'm still stuck in the 20th century and use cash 100% of the time on the high street
Not even oyster cards on busses and trains?
It's pretty short sighted to say it's pointless. The plan is obviously to eventually get rid of the spending limit once adoption starts to increase.
It also has additional benefits:
More secure transactions
Instant records of transactions
If your phone is stolen, thief probably still can't access them because of TouchID.
Instantly erase them from the phone via iCloud instead of having to contact individual banks
Eventually one less item in your pocket
I don't think you can link a longer term travel card to a bank card.Not the Oyster card itself but you can register your debit/credit card on the TFL website and it'll work the same way.
I still don' get this or Androids version. Why not just use my wireless card?
Privacy and security advantages. Your card details are never transmitted or seen by the merchant, it can't be used without your fingerprint, etc.
My wife's iPhone 5S still doesn't show Apple Pay. Correct region settings, rebooted, updated, nothing. Her iPad got it fine though.
iphone 6 only.
There's been a lot of hype about this but it seems kinda pointless?
Do contact less cards require a pin in the UK?
Weird. I somehow thought it would be usable on 5S if you had Apple Watch. Maybe not day one then?
Apple Watch
Paired with iPhone 5, iPhone 5c, iPhone 5s, iPhone 6, or iPhone 6 Plus.
Do contact less cards require a pin in the UK?
Weird. I somehow thought it would be usable on 5S if you had Apple Watch. Maybe not day one then?
Sees pointless considering contactless. Not that i've ever seen anyone pay by contactless but apparently it is a thing
I'm still stuck in the 20th century and use cash 100% of the time on the high street
No. You just put the card on the receiver.
So if your card is stolen, anyone can use it? The security benefits of Apple pay are pretty obvious then.No PIN, but max buy is £20, going up to £30 in the Autumn
Do contact less cards require a pin in the UK?
It's pretty short sighted to say it's pointless. The plan is obviously to eventually get rid of the spending limit once adoption starts to increase.
It also has additional benefits:
More secure transactions
Instant records of transactions
If your phone is stolen, thief probably still can't access them because of TouchID.
Instantly erase them from the phone via iCloud instead of having to contact individual banks
Eventually one less item in your pocket
Weird. I somehow thought it would be usable on 5S if you had Apple Watch. Maybe not day one then?
Against the downsides of
* Gives Apple editorial control of your spending decisions with their known capacity to abuse that.
* Runs out of battery on a regular basis so you can't pay for anything.
That doesn't seem very useful. I think the online payments part of Apple Pay has some appeal, but the contactless part seems inferior to existing solutions unless you're in a country with completely broken card security, which the UK isn't.
What editorial control? It seems like it would be available everywhere contactless payments are available.
I really have never run out of battery when out and about, so I guess that's something that will rarely happen to me.
UK seems to have broken card security to be wary of contactless payments over 20-30 pounds.
So if your card is stolen, anyone can use it? The security benefits of Apple pay are pretty obvious then.
Example?Against the downsides of
* Gives Apple editorial control of your spending decisions with their known capacity to abuse that.
My phone probably averages around 20% by the time I go to bed, so not an issue for me.* Runs out of battery on a regular basis so you can't pay for anything.
* Gives Apple editorial control of your spending decisions with their known capacity to abuse that..
Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions so they can’t be tied back to you.
I'll stick to my contactless card.
We have had contactless cards for ages so this is almost completely useless.
I still don' get this or Androids version. Why not just use my wireless card?
Apple can chose to arbitrarily deny payments for any reason between any individual, or exclude their payment terminals from Apple Pay.
You're unusual then. When I dumped iOS I had to charge my iPhone three times a day on average.
That's stronger security, not broken. It's because the banks do not consider Apple Pay to be inherently more secure than a normal contactless card. Which I'd agree with given it only has a short deployment lifespan and is effectively untested.
http://www.bbc.com/news/technology-33489066Another restriction is that just as tap-and-go card transactions are limited to £20 - rising to £30 in September - the same will be true of Apple Pay at many retailers.
Stores can, however, upgrade their back-end software systems to recognise fingerprint readings as an ID-check alternative to pin codes in order to remove that cap.
http://www.pocket-lint.com/news/134205-apple-pay-uk-some-retailers-to-ditch-20-contactless-limit"Currently the vast majority of payment terminals here in the UK are set to accept contactless transactions up to the £20 spending limit, but that will rise to £30 in September (for cards as well)," a spokesman for MasterCard told Pocket-lint when we asked about clarification on the limit thresholds.
"As more digital services like Apple Pay come to market, we're [MasterCard] supporting retailers and banks as they update the terminals so that they can accept authenticated transactions above that limit from digital devices."
The £20 restriction was implemented as a safeguard if your card got stolen, so it's just limited to small everyday purchases, if you go over that, it's chip and pin.
When terminals are upgraded later this year there will be no restrictions.
So if your thing gets lifted, a possible thief could rinse out a lot of you money and the bank will be like:
Contactless payments fromdebit card seem like a huge security risk to me. I was t an airport a while ago and entered my pin wrong after being awake for about 20 hours, and they shop assistant just scanned the card without ny input from me... Anyone could just pick up my card and do that. No thanks.
Come on guys, this is the next evolution of that.
Why fumble around in your wallet for a card when you can simply tap something that you're already wearing?
Weird. I somehow thought it would be usable on 5S if you had Apple Watch. Maybe not day one then?
Against the downsides of
* Gives Apple editorial control of your spending decisions with their known capacity to abuse that.
* Runs out of battery on a regular basis so you can't pay for anything.
That doesn't seem very useful. I think the online payments part of Apple Pay has some appeal, but the contactless part seems inferior to existing solutions unless you're in a country with completely broken card security, which the UK isn't.
* Gives Apple editorial control of your spending decisions with their known capacity to abuse that.