My wife and I dont have a loan either, still renting and saving.
I'm hoping/expecting a housing bubble burst in the next 5-10 years. And when it does, I intend to be a property vulture and buy up a good quality home (not one of those fake cheap renovated fad shitbox suburban mansion types with plastic lawns).
Seriously looking forward to being cashed up in a falling market. Lucky enough to be able to do so, so making the most of it.
At the end of the day, a home is something you own to live in, not something you own to make it more expensive for everyone else. Boomers have no social conscience.
and fuck you tracy grimshaw et al, you enable this shit.
oh and just on negative gearing/middle class welfare - its disgusting how easy it is in this country to get tax breaks etc when you dont really need it. Welfare should be for those who have no other alternative. eg people suffering MS or serious mental/physical disability. Instead, because of the housing boom, people with shit circumstances are forced out of high cost/high employment areas into low cost/high unemployment places and all because boomers want their self entitled cake to eat.