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Having a bad day... REALLY bad.

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Just thought I'd vent here.
So I started my new job 2 weeks ago and today is the day when the first check should be deosited into my acount.. YAY! BIG BUCKS!

Not so fast... I call said bank to see if it's posted.....they then inform me that I have a balance of, wait for it..

NEGATIVE $692.71

WTF? I had $150 in there just yesterday and made NO use of my debit card.....
Needless to say I'm furious and a little worried, I got bills to pay ya know?

So I venture from my office and head into downtown Akron to go to a branch and get things resolved. I get therew and start going through all the debits to my account. I get to the July 6th and I start seeing the fraud. I had about SEVENTY accesses through my debit card into my account. Anywhere from .10 to $270, and allthe charges are from ROMANIA?!

Come to find out my bank had a security leak and had card numbers compromised, and guess who's on that list? This sucks, it's the first time in YEARS I don't have a debit card because I don't carry cash. Now I don't know how long it's going to take to get this mess cleaned up.

On the upside both Visa and Firstmerit are aware of what is and not legit.... now the waiting begins.
 

Tamanon

Banned
They should be able to front you the money to fix it. Especially since it was their error. It wasn't Citibank was it?
 
Tamanon said:
They should be able to front you the money to fix it. Especially since it was their error. It wasn't Citibank was it?

No this was firstMerit and my Visa Check&Cash card. They assured me it would get fixed, but I just hate being so damned vulnerable

To add to it they are right on top of it. I did get a letter today saying that they froze it due to fraud. Regardless the account is closed and a new card is on the way...ERGH.

It's just one of those things where everything is going so weel in life then something goes REALLY wrong.
 
D

Deleted member 1235

Unconfirmed Member
At least you didn't accidently legitimately spend that money on porn.
 
catfish said:
At least you didn't accidently legitimately spend that money on porn.

No, don't even bother with that crap anymore, not worth the hassle at home from the wife. She's nto a fan and I'd rather not ruffle any feathers.
 

ckohler

Member
I had my debit card data stolen once. I didn't know until Visa called me saying they noticed that my card had been used at ATMs both by me (in my town) and someplace across the country within the same hour.
 
muncheese said:
Maybe it's from the ebay email you clicked on a few days ago?

Nah, I didnt give any information. i just forwarded it off to Paypal and let them handle it. This is something FirstMerit was aware of and knew it may happen.
 

Nerevar

they call me "Man Gravy".
I can't believe they didn't shut down the card the moment it was used in Romania without warning them. I always have to call my CC companies when I'm travelling abroad to "warn" them when I go abroad. This was after they cut me off almost instantaneously in Australia :(
 

GhaleonEB

Member
Outcast2004 said:
Just thought I'd vent here.
So I started my new job 2 weeks ago and today is the day when the first check should be deosited into my acount.. YAY! BIG BUCKS!

Not so fast... I call said bank to see if it's posted.....they then inform me that I have a balance of, wait for it..

NEGATIVE $692.71

WTF? I had $150 in there just yesterday and made NO use of my debit card.....
Needless to say I'm furious and a little worried, I got bills to pay ya know?

So I venture from my office and head into downtown Akron to go to a branch and get things resolved. I get therew and start going through all the debits to my account. I get to the July 6th and I start seeing the fraud. I had about SEVENTY accesses through my debit card into my account. Anywhere from .10 to $270, and allthe charges are from ROMANIA?!

Come to find out my bank had a security leak and had card numbers compromised, and guess who's on that list? This sucks, it's the first time in YEARS I don't have a debit card because I don't carry cash. Now I don't know how long it's going to take to get this mess cleaned up.

On the upside both Visa and Firstmerit are aware of what is and not legit.... now the waiting begins.


I had something similar happen about three years ago when I bought something online - a one-month IGN Insider for E3. IGN had their site hacked and our Visa had $2,000 maxed out on it (we'd just paid it off). Visa had the balance cleared in a few weeks. Funny part was, I got a call from the FBI about two entire months later telling me IGN was hacked and my card was comprimised. I had to tell them that Visa acted faster than they did. It was a short conversation. :lol
 
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