What life are we talking about? Something we can see and touch or mirco?
How much would it cost to find out? US has plently of billionaires, maybe they'd help?
Probably microbial, but no one knows for sure.
It would cost quite a bit. NASA is asking for $2 billion simply to send a satellite to conduct multiple fly-bys of Europa, investigating it more closely and scouting out potential future landing sites. Sending an actual probe capable of landing on the moon and then melting through the ice to search for life would cost a lot more than that. The cost would be roughly the same for Enceladus.