I would never dare to give it anything above 6/10 (and even THAT is seriously, seriously stretching it due to personal feelings and nostalgia). But hell, compared to Clones (which I find no redemption for) I do find a certain kick out of this one.
I made a topic a few years ago in the Jedi Council forums which basically covered the same thing as OP so I'll copy a portion of it as my feelings are basically unchanged:
"I have come to a conclusion that, bad points and all, I cannot hate TPM because of one thing only – I kind of see what George was going for. I don't think he was aiming for the same feeling that the OT had (which is what older fans despise), he was aiming for a huge story set in a huge universe that introduced areas of his world he was not able to cover until now – the political arena, planets with massive and ancient civilizations, underwater worlds and so on. He wanted it to feel massive, different, with a sense of impending doom.
Darth Maul was never intended to be a developed character we need to care about – we were meant to fear him. Just look at his design – he is the physical representation of an ancient force that has started to resurrect after ages of silence. His mysteriousness is the point. This whole idea is, IMO, perfectly represented in the Duel of the Fates track of from the soundtrack – it screams of something powerful, horrible and elusive.
Now, I do hate Nute Gunray and his lackeys with a passion and I am convinced that they are the worst characters Star Wars has ever seen, bar none. Their motivations make no sense and are the black hole of the movie. But Jar Jar? I am about to commit a treason – but I don't hate Jar Jar. Again, nostalgia goggles may be talking, but I do not see the massive **** this character gets. Sure, he isn't funny at all and he fails as a comic relief – but I sympathised with the damn bastard. He is an honest, clumsy outcast trying to prove himself to his people and he not only succeeds in that but also (in the end) gains redemption for being instrumental in bringing the world together and saving it. I don't think he is a GOOD character at all but is he really the worst thing since polio?
Hell, I also kind of like the Gungans themselves, at least a tiny bit more than the Ewoks (and Ewoks are really my only problem with the OT). Even though I felt the last battle was way too crowded with too many scenes (the space portion in particular), I always found the Gungain-Droid battle to be exciting, maybe because I cared more for the Gungans than your average Joe.
Also – the Qui-Gon Jinn dilemma. Sure, his acting was a bit on the flat side and is a bit hard to like, but I disagree with the premise that he has no personality – people just didn't care enough to acknowledge it (when the movie is as boring as it is, I don't blame them). I see him as a risk taker that isn't afraid to go to the „gray area” of the Jedi way to help the Jedi Order itself. He still remains one of my favorites in the prequels.
And as for the rest goes, I simply felt the movie had a certain character that I thought Attack of the Clones did not. TPM had some interesting locations, most locations shoots than any other prequel film and these are just some things that make my rank it higher than the other PT films. It is still, however, far below the OT in my books, childhood and all."