I can understand if you are new to PC. but usually, its just the first time that is hard to swallow. Because usually what high end gamers do ( if money is an issue ), is to sell the GPU couple of months before the new announcement of the card. this way they recoup lots of money back.
This is what I did with my 3090 and 2080ti before it. if a card is 1500$ coming in Sept, I sell my card in July for 1200$ or so ( which is what I did with my 3090. in fact, my 3090 selling price was 500$ Canadian shy from a 4090 FE price. Had to wait 3 months but, I have my PS5 and old GPU I keep as a spare for simple gaming ( got a cheap 3060 for 250$ CAD when people were scared selling their mining stuff