The $70 childbirth bill

Status
Not open for further replies.
The main reason for the high mortality rate is a lack of midwives. IIRC, midwives only attend around ~10% of births in the US, compared to 100% in the UK.

Midwives are specifically trained to spot problems with newborn babies and give advice to the mother to help them care for the baby. When my son was born the midwives showed me how to do everything, how to safely hold, bathe and feed him, how to put him to bed so he doesn't suffocate in his sleep, etc.

Why you wouldn't want someone like that taking care of your newborn baby is baffling.

Not covered by our insurance so we cant afford it

As a Canadian I don't understand how people can function in the US with hospital bills this high. Is insurance coverage decent in general?

No, even with insurance we need to pay out of pocket expenses with co-pays, shit our insuracne doesnt cover, and any time we go over our insurance's limit. Hell, some insurance plans make you pay 20% of all medical treatment, which, is a crap ton of money if you go to the hospital for anything more than a check up
 
The main reason for the high mortality rate is a lack of midwives. IIRC, midwives only attend around ~10% of births in the US, compared to 100% in the UK.

Midwives are specifically trained to spot problems with newborn babies and give advice to the mother to help them care for the baby. When my son was born the midwives showed me how to do everything, how to safely hold, bathe and feed him, how to put him to bed so he doesn't suffocate in his sleep, etc.

Why you wouldn't want someone like that taking care of your newborn baby is baffling.

Probably because they spent $21,000 just delivering the damn thing. People who aren't from the US really have no idea how fucked things are here.
 
I don't get the sarcasm. Isn't that exactly the problem with America's healthcare system? That's what all these nice, fancy charts, graphs, and analysis always point to.

The actual healthcare (doctors, tech, etc.) is quite good if not the best in the world. The problem is that very few can afford it and the avg taxpayer still ends up paying more for healthcare they will never get than other countries with universal healthcare.

Yes that is my point as well. People are blaming the quality of care received when in actuality there are a lot bigger problems, namely access to primary care and a very poor lifestyle/culture regarding health+healthcare.

I think there needs to be some distinguishing between Health Care System and Health Care.

The system sucks in the U.S. The actual care provided by the doctors does not. U.S. Physicians are likely the best trained in the world as our medical schools are the best in the world.

It is unfortunate that doctors with such excellent education and pedigree are unable to give care to many people simply due to administrative nonsense.

Agreed.
 
so because its expensive = third world. ok.

The very idea that people who can't afford health care should just suck it up and suffer is not something you find in a first world state.
The USA, concerning health care, are not up to first world standards.
 
You know, third world doesn't mean shitty and poor. First world countries are just U.S. + Allies. Second world are Russia (Soviet Union)+Allies. 3rd world are neutral/non-allied countries.

Though in fairness, third world countries tend to be poorer/developing.

http://en.wikipedia.org/wiki/Third_World

It's kind of off topic, but it's good to know the distinction.
 
As a canadian I'm once again blown away that someone has the gall to charge another person for childbirth lol. Shit is supposed to be a celebration.

Not sure if you are being sarcastic. In a similar sarcastic vein, I cannot believe medical schools have the gall to charge me the equivalent of a home mortgage for medical education - after all I just want to help people. Or, I cannot believe the US medical education system has the gall to expect me to work >100 hours/week for the 4 years of my residency (which I did before work week requirements in one of the largest residency programs in the country) - after all, I just want to provide healthcare to women.

db23_fig1.png

And we're just behind Poland, and North Ireland and Cuba and Hungary and well almost the rest of the first world. All of whom pay much less in healthcare.

Without digging into how those data are derived, a chart like this can be misleading. What is considered a neonate? In the US a 23 1/2 week fetus may be treated as a live birth and resuscitated, while in other countries may be considered a miscarriage and provided only comfort care and not even considered a neonate. There are a myriad of other confounding data as well. I agree, we should be better, but,mat best this chart is misleading.

Oh, by the way, where is lawyer-GAF defending personal injury attorneys? In certain areas, like where I practice, malpractice insurance can easily reach 6 figures on an annual basis. While there are many reasons for increasing expenses, defensive medicine and malpractice rates play a role.
 
Some "third world countries" have better health care than the USA.

Exactly...so then if you compare the U.S. to third world countries, are you complimenting it? Especially according to this chart, in which a "third world country" provides the best child birth care.



My point was, throwing around "third world" and "first world" aren't really effective/accurate comparisons.
 
As a Canadian I don't understand how people can function in the US with hospital bills this high. Is insurance coverage decent in general?

It sucks. And there are hidden dangers as well. I work full time and have full health coverage, and yet my insurance still blows ass. If there's ever anything wrong with me and I need to go to the doctor and get any kind of test done, or an x-ray or something, that's at least $250 out of pocket for me. One time I got a $450 bill because I had a horrible pain in one of my balls and I was worried about testicular torsion which can lead to the loss of a testicle pretty easily. Went to the doctor, had my balls fondled for three minutes, took a piss test, and nothing was wrong except for the nearly $500 bill I got from the hospital. Lesson learned? Don't go to the doctor. One day that may bite me in the ass, but I can't continue getting ~$300 bills every time something doesn't feel right, at least on my shitty pay.
 
Oh, by the way, where is lawyer-GAF defending personal injury attorneys? In certain areas, like where I practice, malpractice insurance can easily reach 6 figures on an annual basis. While there are many reasons for increasing expenses, defensive medicine and malpractice rates play a role.

I don't think anyone in their right mind can defend those people.
 
Yes that is my point as well. People are blaming the quality of care received when in actuality there are a lot bigger problems, namely access to primary care and a very poor lifestyle/culture regarding health+healthcare.

Well one could say our lifestyle in regards to health and healthcare (healthcare in particular) is so poor because healthcare is too expensive for the average person, so the average person isn't going to go get checked up if s/he has pains. They'll wait until a major thing happens because they're scared of the costs. Can't blame them, I mean I had to pay $90 for a physical up front after my insurance took care of the rest and since I didn't meet my deductible had to end up paying the other $310 anyways. $400 to take my weight, height, blood pressure and a small vial of my blood. I could have given them all of that for free, and a bag of blood on top of that. >.>
 
Oh, by the way, where is lawyer-GAF defending personal injury attorneys? In certain areas, like where I practice, malpractice insurance can easily reach 6 figures on an annual basis. While there are many reasons for increasing expenses, defensive medicine and malpractice rates play a role.

Personally, I think the best way to solve this issue is to get rid of malpractice insurance and have every claim backed by the govt. That way, victims of malpractice get paid, but doctors dont get screwed over by insane malpractice premiums and out of pocket expenses. Instead of putting malpractice insurance on the shoulder of doctors, simply spread the cost to the entire nation

Without the threat of a malpractice lawsuit, id imagine that defensive medicine would go down as well. Of course, if you get sued too much for malpractice or made a serious mistake/s you should be fired, but a doctor shouldnt get screwed just because of a specious lawsuit or two
 
Exactly...so then if you compare the U.S. to third world countries, are you complimenting it? Especially according to this chart, in which a "third world country" provides the best child birth care.

I said "The USA are not up to first world standards", I didn't say they were third world.
 
Amenable death: "deaths from certain causes before age 75 that are potentially preventable with timely and effective health care".

OH MY GOD are you telling me that when people have less access to primary care and mostly rely on emergency care that they are more likely to die from preventable causes? NO WAY.

Amenable death as in:
Compared with France, Germany, and the United Kingdom, the United States has a higher rate of amenable mortality—that is, deaths that could have been potentially prevented by timely access to appropriate health care

PreventableDeath_v3.gif


I don't know of any stat I could put out there to appease you other than how many freedom units we gain from a piss poor health care system.
 
My son's bill and everything cost me about $800. I don't know what kind of insurance others have but $7,000 seems to be on the high side.
 
As a Canadian the one thing I have to commend the American health care is how fast it is.

Two months ago the wife and I went to Disney world for our anniversary, on the first day there my wife developed such pain a pain in her leg/calf that I had to take her to the Hospital.
From the time I walk through the emergency doors, they controlled her pain, gave a Ultrasound scan to check for clots from the flight, had her in a MRI and I was speaking with a neurosurgeon all with in 3 hours. (She had a slipped disk in her back)

That kind of speed just would not happen in Canada. When I damaged my ankle the wait list was so long for a MRI,(7-9 months) the doctor suggested I go down to Montana to have it done and then try and get it reimbursed when I got back.

So while it might be free here (looks at the 38% income tax I pay plus provincial and government taxes) there are definite downsides.

On the plus side my wife got a quick appointment with a back specialist to help with rehabilitation, only a 2 months wait list because of the amount of pain shes in.
 
Wasn't there a gaffer a few months ago who found his mother's childbirth bill and it was really cheap (like $50) or something like that?

I'll see if I can find it.

My dad's was, found the receipt not too long ago. Don't remember if I talked about it on GAF but it's probably pretty common that many of us have parents whose baby bills were in only the double digits. But a lot of those births were sans the same machinery, drugs and many women are opting for c-sections which drives the price up. It still shouldn't be as expensive as it is but it is a lot more complicated now.
 
I think there needs to be some distinguishing between Health Care System and Health Care.

The system sucks in the U.S. The actual care provided by the doctors does not. U.S. Physicians are likely the best trained in the world as our medical schools are the best in the world.

It is unfortunate that doctors with such excellent education and pedigree are unable to give care to many people simply due to administrative nonsense.


This is just sad.
 
My son's bill and everything cost me about $800. I don't know what kind of insurance others have but $7,000 seems to be on the high side.

You're only looking a the cost you had to pay for, not the total amount. If you had not had insurance then you're on the hook for $10k or more.
 
the cdc has a nice pdf slide presentation looking into why the US was ranked so low in 2005. if you are interested, you can read it here.

while classification of what constitutes a live birth plays a small role, the increased number of preterm births in the US with respect to Europe provides the biggest discrepancy. digging down to why we have more preterm births would help to solve why our infant mortality rate ranks where it does.
 
db23_fig1.png

And we're just behind Poland, and North Ireland and Cuba and Hungary and well almost the rest of the first world. All of whom pay much less in healthcare.

You should compare it to other nations. Europe and Canada have a lower infant mortality rate and dont get jobbered by out of pocket medical costs like we do

OK? All I was saying is that there's a reason it's going to be a larger than inflationary rise - because the service being offered is so much better.


You do realize illegals do pay taxes right?

We pay taxes and get none of the benefits

Illegal immigrants pay Social Security tax, won't benefit

OK, you're right - though this seems to be an issue more so in the US than other countries. In the UK, the only way you can pay any kind of income tax (including social security payments) is if you're legal. Sales tax, of course, you can't avoid for the most part. But that's not really the point, is it? The average tax take for an illegal worker is always going to be lower than that of a legal worker - that's one of the main reasons to hire illegal migrants (either to avoid paying tax, or to pay them less than a minimum wage, which in turn would, even were it legal, afford low income taxes). My point was that it's easy to be high and mighty on the issue but that, ultimately, someone has to make the sums add up, and that there's no simple solution to the proble, of having a group of people that are very unlikely (if not, I accept, impossible) to pay in more than they get out. In the UK we have a socialised healthcare system - but we also have an enormous budget deficit. Most people in full time work only have to visit the hospital once or twice a year and their entire payment to the exchequer is wiped out. Even for illegal immigrants that do pay tax, that bar is going to be even lower.

What is someone with a standard normal delivery getting for their markup?

I don't know - but humans have been having "standard normal deliveries" for hundreds of thousands of years in caves and in bath tubs. It is, obviously, the ones that are not standard and normal that are going to drive up the costs, but it's also there where they are now alive when previously they would have been dead.
 
Universal health care for the United States in the same vein as its European counterparts will never be achievable, I'm afraid. No matter what the US does to reform its health care system, it will never be as efficient as the ones found in Europe. If only because of physician compensation.

Let's say the U.S. health care system streamlines the administrative stuff and gets rid of lot of overhead, down to the level of Europe's (lmao, I know). Let's say personal malpractice is reformed. Even if they did that and now every American has health insurance and every American doctor can now treat freely without fear of being sued, it will still be more expensive than Europe's. Why?

Most American physicians are not salaried. They are based on the number of "stuff" the doctor does. "Stuff" could mean 1)number of patient visits per hour, 2)PROCEDURES, etc. kms_md's most hated letters of the English alphabet when he first started out practicing after residency were probably D,R,G. A compensation system based this way will always produce more aggressive testing and treatment and therefore more expensive as a whole.

Salaries IMO are less ethically challenging in terms of conflict of interest from a physician's standpoint. But salaries also imply that the doctor isn't his own boss.

American physician groups enjoy far greater employment freedom compared to their European counterparts. American surgeons can band together and invest in a multimillion dollar outpatient surgery center, for example. They can be their own CEOs. They'll make far more money than being in a salaried position. They'll have to give this up if they want the healthcare system to be more efficient. They'll never give this up, because they already have racked up hundreds of thousands of dollars in medical school debt. So if you want to get to the root of this particular problem and change the young American physician's mentality that "I need to start making money fast" after residency, you'll have to subsidize the fees of these world-class American medical schools, just like in Europe. Now try convincing 170 American medical school deans to do just that. They'll laugh your face off.

Know what the scary part is? There are hundreds of thousands of American doctors who are underbilling for their services. A critical care intensivist can substantially increase a hospital's revenue by exhaustively writing down all the diagnoses on a critically ill patient in the daily record. The treatment hasn't changed. The prognosis hasn't changed. But now that "hyponatremia" has been added to the list of illnesses, the hospital can now bill the insurance company for more. It's not gaming the system (although this also exists), but potentially showing just how much more fucked up this current system can be.

I'd love to be wrong about this and be shown that American physician groups can change and become more salaried, but I think an American entrepreneur will first invent the flying pig before I see that.
 
i agree with much of what hockeypuck has to say.

however, as i am now committed to raising our christmas tree, i will post back later tonight with some commentary.
 
Scary stuff

Not going to go on a NHS raving session but last year when my son was born my wife was in for 3 days before and 4 or so afterwards. She was induced then we had to go to theatre eventually with the birth. Arlo was then a bit jaundiced and had a slight infection so was on antibiotics and briefly in an incubator.

I dread to think what it would have cost over the pond
 
You pretty much have to be a deluded loon to defend the health care system in the US. the evidence is overwhelming.

Both ways to do it (the American way and the sensible way) have issues but evidence clearly shows the sensible way does a better job at keeping people healthy and it is also cheaper than the American way.

Medical doctors in the US for the most part prefer the American way because they get paid way more money, people's lives and health be damned.
 
Universal health care for the United States in the same vein as its European counterparts will never be achievable, I'm afraid. No matter what the US does to reform its health care system, it will never be as efficient as the ones found in Europe. If only because of physician compensation.

Let's say the U.S. health care system streamlines the administrative stuff and gets rid of lot of overhead, down to the level of Europe's (lmao, I know). Let's say personal malpractice is reformed. Even if they did that and now every American has health insurance and every American doctor can now treat freely without fear of being sued, it will still be more expensive than Europe's. Why?

Most American physicians are not salaried. They are based on the number of "stuff" the doctor does. "Stuff" could mean 1)number of patient visits per hour, 2)PROCEDURES, etc. kms_md's most hated letters of the English alphabet when he first started out practicing after residency were probably D,R,G. A compensation system based this way will always produce more aggressive testing and treatment and therefore more expensive as a whole.

Salaries IMO are less ethically challenging in terms of conflict of interest from a physician's standpoint. But salaries also imply that the doctor isn't his own boss.

American physician groups enjoy far greater employment freedom compared to their European counterparts. American surgeons can band together and invest in a multimillion dollar outpatient surgery center, for example. They can be their own CEOs. They'll make far more money than being in a salaried position. They'll have to give this up if they want the healthcare system to be more efficient. They'll never give this up, because they already have racked up hundreds of thousands of dollars in medical school debt. So if you want to get to the root of this particular problem and change the young American physician's mentality that "I need to start making money fast" after residency, you'll have to subsidize the fees of these world-class American medical schools, just like in Europe. Now try convincing 170 American medical school deans to do just that. They'll laugh your face off.

Know what the scary part is? There are hundreds of thousands of American doctors who are underbilling for their services. A critical care intensivist can substantially increase a hospital's revenue by exhaustively writing down all the diagnoses on a critically ill patient in the daily record. The treatment hasn't changed. The prognosis hasn't changed. But now that "hyponatremia" has been added to the list of illnesses, the hospital can now bill the insurance company for more. It's not gaming the system (although this also exists), but potentially showing just how much more fucked up this current system can be.

I'd love to be wrong about this and be shown that American physician groups can change and become more salaried, but I think an American entrepreneur will first invent the flying pig before I see that.

The VA system is basically what you are describing in an idealized system. I'm sure you remember doing some rotations at the VA... remember how much got done? Exactly.
 
I paid $250 for each of my chidlren's birth, both C sections both had my wife in the hospital for 4 days.

Scary stuff

Not going to go on a NHS raving session but last year when my son was born my wife was in for 3 days before and 4 or so afterwards. She was induced then we had to go to theatre eventually with the birth. Arlo was then a bit jaundiced and had a slight infection so was on antibiotics and briefly in an incubator.

I dread to think what it would have cost over the pond

I'm in the US, California. $250 deductible covered everything , 100%. Both my kids were jaundice as well and when I returned to the hospital a week later they didn't even charge me. Covered.
 
My premature daughter's helicopter ride to a better hospital ALONE was 10 grand. For a two hour helicopter flight. In 2007.

Yeah, healthcare costs are totally not out of control!
 
That we have to claw for a tiny bit of dignity by splitting irrelevant hairs.

I said that there needed to be a distinction between the two. Then I continued to say that the health care system is crap. Nowhere did I claim that the U.S. healthcare SYSTEM is good because of how well trained/educated the doctors are.

What I said is not wrong. I am offering a perspective as a medical assistant and future medical student.

Do you disagree with what I said?
 
The VA system is basically what you are describing in an idealized system. I'm sure you remember doing some rotations at the VA... remember how much got done? Exactly.
Much of that was how shitty the nursing was compared to the University's. I also didn't have DRG billers filling up my inbox with suggestions on how I dictate my patients' notes during my time at the VA. Oh, and Mayo Clinic's doctors are salaried. Guess they don't get much done either, right?

And um, most University-based doctors are salaried as well. The majority of tertiary care centers, dontcha know.
 
Our baby will be 7 weeks old tomorrow. The hospital bill for my wife was over $7000 and another $2000 for the baby. This doesn't include anesthesiologist bills or individual doctor bills. The delivery doctor was $3000,and we've yet to see the anesthesiologist bill. Out of pocket after insurance to this point has been about $4000.

It's maddening.
 
I paid $250 for each of my chidlren's birth, both C sections both had my wife in the hospital for 4 days.



I'm in the US, California. $250 deductible covered everything , 100%. Both my kids were jaundice as well and when I returned to the hospital a week later they didn't even charge me. Covered.

That's not too bad then

Do you have to pay a monthly insurance premium or is it covered by work?

I know health insurance is a big thing in the USA but what would be an average monthly cost for a person with no existing conditions for some basic cover?
 
lol What? You have to pay to give birth in the US? HAHAHA

Holy shit.

/salutes
 
That's not too bad then

Do you have to pay a monthly insurance premium or is it covered by work?

I know health insurance is a big thing in the USA but what would be an average monthly cost for a person with no existing conditions for some basic cover?

Heres a breakdown of how I pay mine, currently with Kaiser Permanente and my work coverages a decent portion of fees.

All of these are non-smoker, good health options. 2 pay periods a month.

Single : $60/per pay period
Myself + wife : $120/per pay period
Myself + wife + 1 dependent : $180/ per pay period
Family plan (which is unlimited amount of dependents) : $240/per pay period

So currently, I pay $480 a month for my entire family to be covered. I have very good insurance coverage and life insurance rolled into this plan along with other details not necessary to list. But thats the basic rundown. $480 isn't cheap, so don't let me pretend it is. However, its also the cheapest of the options I have. My employer gives 5 medical options, a few HMO, a few PPO and a few others. I chose Kaiser for cost, but I love the care they provide as well. My co pay to see a Dr is $25, ER visit is $50. Lastly, keep in mind this is for top notch care. I never have to wait in line to see someone and the way Kaiser works there is zero referral system in place. You never have to see a Dr to then see another. Everything is in one large facility, so at most they say go down the hall to that department. If I am passed between departments its 1 single co pay. With other HMO's theres a referral system, which means it takes days/weeks to see other Drs and its a separate co pay for each. So Kaiser works well for me in that regard.

I'm content with my coverage but am always open to better plans or options I suppose. No need pretending there aren't better options out there or to be created.
 
You pretty much have to be a deluded loon to defend the health care system in the US. the evidence is overwhelming.

Both ways to do it (the American way and the sensible way) have issues but evidence clearly shows the sensible way does a better job at keeping people healthy and it is also cheaper than the American way.

Medical doctors in the US for the most part prefer the American way because they get paid way more money, people's lives and health be damned.

Yep, you are so right about physicians in the US.

In American doctors, there exists this innate urge to gouge people for as much money as possible while doing the least amount of work. I believe it is a byproduct of the pharmaceutical influence on medical student training in the US leading to the dehumanizing of patient into simple meat bags that only deserve the most perfunctory care.

After all, the doctor is always right, right? No way would they deceive patients.

I think it would totally be better in the long term for doctors to work more and get paid less as their greed and perfidy knows no bounds. They have no idea what it's like to be a patient in today's America.
 
Heres a breakdown of how I pay mine, currently with Kaiser Permanente and my work coverages a decent portion of fees.

All of these are non-smoker, good health options. 2 pay periods a month.

Single : $60/per pay period
Myself + wife : $120/per pay period
Myself + wife + 1 dependent : $180/ per pay period
Family plan (which is unlimited amount of dependents) : $240/per pay period

So currently, I pay $480 a month for my entire family to be covered. I have very good insurance coverage and life insurance rolled into this plan along with other details not necessary to list. But thats the basic rundown. $480 isn't cheap, so don't let me pretend it is. However, its also the cheapest of the options I have. My employer gives 5 medical options, a few HMO, a few PPO and a few others. I chose Kaiser for cost, but I love the care they provide as well. My co pay to see a Dr is $25, ER visit is $50. Lastly, keep in mind this is for top notch care. I never have to wait in line to see someone and the way Kaiser works there is zero referral system in place. You never have to see a Dr to then see another. Everything is in one large facility, so at most they say go down the hall to that department. If I am passed between departments its 1 single co pay. With other HMO's theres a referral system, which means it takes days/weeks to see other Drs and its a separate co pay for each. So Kaiser works well for me in that regard.

I'm content with my coverage but am always open to better plans or options I suppose. No need pretending there aren't better options out there or to be created.

See that astounds me that you need to actually pay for it. Although if your tax rates are low it compensates versus what I would pay (zero) for medical treatment.
 
IIT I learnt how I never want to live in the US

Paying for reverencing texts
$10,000 for child birth

Its seriously the most hilarious thing iv ever heard.
 
Yep, you are so right about physicians in the US.

In American doctors, there exists this innate urge to gouge people for as much money as possible while doing the least amount of work. I believe it is a byproduct of the pharmaceutical influence on medical student training in the US leading to the dehumanizing of patient into simple meat bags that only deserve the most perfunctory care.

After all, the doctor is always right, right? No way would they deceive patients.

I think it would totally be better in the long term for doctors to work more and get paid less as their greed and perfidy knows no bounds. They have no idea what it's like to be a patient in today's America.

Lol holy crap. Sarcasm?
 
Heres a breakdown of how I pay mine, currently with Kaiser Permanente and my work coverages a decent portion of fees.

All of these are non-smoker, good health options. 2 pay periods a month.

Single : $60/per pay period
Myself + wife : $120/per pay period
Myself + wife + 1 dependent : $180/ per pay period
Family plan (which is unlimited amount of dependents) : $240/per pay period

So currently, I pay $480 a month for my entire family to be covered. I have very good insurance coverage and life insurance rolled into this plan along with other details not necessary to list. But thats the basic rundown. $480 isn't cheap, so don't let me pretend it is. However, its also the cheapest of the options I have. My employer gives 5 medical options, a few HMO, a few PPO and a few others. I chose Kaiser for cost, but I love the care they provide as well. My co pay to see a Dr is $25, ER visit is $50. Lastly, keep in mind this is for top notch care. I never have to wait in line to see someone and the way Kaiser works there is zero referral system in place. You never have to see a Dr to then see another. Everything is in one large facility, so at most they say go down the hall to that department. If I am passed between departments its 1 single co pay. With other HMO's theres a referral system, which means it takes days/weeks to see other Drs and its a separate co pay for each. So Kaiser works well for me in that regard.

I'm content with my coverage but am always open to better plans or options I suppose. No need pretending there aren't better options out there or to be created.

Cheers pal just genuinely interested and not about some patriotic willy waving or a stick to beat America with

I think prefer it the way it is over here (the NHS isn't perfect but you can always pay extra for private with the NHS as protection and emergencies) its funny its just something you take for granted and living in England you've never had to worry from a monetary perspective about visiting A & E (ER) or the doctors, then again I imagine my monthly outgoings for tax and national insurance will be more percentage wise than over in America.

I just find the fact that someone can come close to death or be severely injured and then be burdened with such huge costs if uninsured something that is hard to get my head around
 
April 2012... Birth of my first baby boy. Normal vaginal delivery. The hospital bills the insurance just a few dollars under $20,000 USD. Then two months later I get a letter saying the insurance agreed to pay $11,000 USD.

'Merica... F*** YEAH!
 
Status
Not open for further replies.
Top Bottom