First off, "easier schedules" is a myth whose day has passed. With your 6 division games plus your division playing the same 8 teams (1 other NFC conference and one other AFC conference), that leaves 2 games that aren't home variants of the schedule of your nearest competitors. Combined with the massive parity, easier schedules don't hold much water for me.
Otherwise, I don't see how it disrupts competative balance. I'm still in favor of a cap.
Third, I can't believe someone would say that about pensions. Sports salaries have gone up in magnitudes from 1985 and the 70's since free agency. Players in the 60's (not that long ago) had working class salaries. You've also got to remember that only a handful of athletes even today are making assloads of cash. Sure, the minimum salary is nice, but the pension isn't for Ryan Leaf who blew his wad. It's for the poor sap who blocked for Jim Brown and pulled in maybe $300,000 for his entire career. Those players enabled what has happened in the last 20 years and there is PLENTY of money to help them out, they should be taken care of. Players in the NBA who retired pre-1963 for instance receive a small monetary sum ($1000 or $2000 a month for instance) and their wives aren't covered at all. It's unfortunate in this era of "throwbacks" that they have forgotten the players whom truly played the game for the love, as it was impossible to get rich from it.
Hell, if you guys saw what Magic and Bird and Jordan played for for the majority of their careers, yeah it was a lot of money, but it looks downright paltry compared to what players earn now. Are economics so out of whack that the MLE today makes about 2 times what Larry Bird made in his prime? I'm not trying to keep anyone from getting theirs (like I could stop them), I mainly think the cash in the system could be distributed better.
edit---I think I understand what you meant about competative balance Archaix. You are suggesting that good players would take significantly less to join a good team to guarantee wins? Yeah, I think you're right. However, that already happens to a lesser extent. Like I said, my system would never be implemented, but I feel with tweaks you could truly level the playing field. It ain't perfect though by any stretch :lol