So looooong story short, I went to pick up my 6s+ at noon after lucking out and reserving one at 8am. Get there and have to deal with 4 hours of issues.
1) I'm on Verizon but I am buying an AT&T phone as we are moving there with these phones. Turns out you can't have the phone without having the AT&T account, yet cannot have the account until you have the phone. We work on it and between my partner and them, we get it done.
2) They port my number over just fine.
3) During the application, their bank comes up Ineligible for this Apple Program, even though my card has 5 times what they want to charge on it, and my credit is 715. Turns out this is a reoccurring issue, and the Expert that this has been referred to has seen this happen to others with better credit. Googling finds many occurrences. The manager is brought in. I call their idiot bank Citizens Bank, and they say they got a blank response from Equifax! I say I can get it instantly on my phone, so why can't they? They say it could take up to 30 days to track down! I am done.
4) Now I have a number in the process of porting with no AT&T phone which will leave me phoneless. I talk to the Expert Jeremy again and he says that they will make this right, and think they can stop this from happening. Turns out they couldn't as my phone dies right after point 5. I leave as I have a dog to take care of.
5) I get a call in the car and Hallie, my first point of contact who jumped through flaming hoops for me and looked distraught when I left the store phoneless. She says that they talked it through and they wanted to make it good for me.
6) THEY GAVE ME THE iPHONE 6S+ free and clear!!!! The manager gave me his card and asked me to call him personally if I have any further issues. Apple handled everything with class and professionalism. The only flaw in the system on their side was porting a number comes before getting the phone, so I let them know that it needed to change. I did not get AppleCare in addition as I would have had the program functioned correctly, but I'll gladly pay out of pocket for that.
TLDR- 4 hours of issues in store during Apple Upgrade program garnered me a free new iPhone 6s+ 64Gb. Apple rules the school.