I was surprised to find that some chests actually have clothes in them. I only found a few, and only in higher level locked chests (not sure if they all required level 3 lockpick or not though). Otherwise it's only money, but you actually need it a lot since money is actually harder to come by in ACU than in any other AC game. Especially the stuff you can renovate doesn't get you much money at all, with a rather ridiculous chest size to boot (like 800F with almost all renovated, that's ridiculously low when a high level chest can net you 4000). So yeah, I really went for every chests I found this time.