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AusGAF IV - A No Hope, Government - Double the price, region locked and now adults
- Thread starter VOOK
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codswallop
Member
Yup. Note that you can't directly upgrade from any 32-bit Windows OS to a 64-bit one. In other words you can't just install it over the top of the old one, keeping any files on that disk. You'll need to format the disk (probably CJintor said:
first, but everyone but fred would recommend you do that anyway.At worst, it might ask for your old install disk of XP or Vista to prove you're eligible for the upgrade.
More info here: http://www.winsupersite.com/article/win7/clean-install-windows-7-with-upgrade-media
shanshan310
Member
codswallop said:
.. in the US though.
codswallop said:Yup. Note that you can't directly upgrade from any 32-bit Windows OS to a 64-bit one. In other words you can't just install it over the top of the old one, keeping any files on that disk. You'll need to format the disk (probably C
At worst, it might ask for your old install disk of XP or Vista to prove you're eligible for the upgrade.
More info here: http://www.winsupersite.com/article/win7/clean-install-windows-7-with-upgrade-media
Whelp, time for another reformat cycle! If I can get a 64-bit upgrade kit on the cheap though. I looked at the Microsoft store and it's hella expensive even for students right now, I think.
codswallop
Member
I was going to write that, but I figured it's probably quite similar here. The main differences being we have better health, minimum wage, unemployment and superannuation than in the US.shanshan310 said:
I thought it might've been on DreamSpark, but it doesn't look like it is. Ask your IT department to see if you can get a staff and students edition cheap. Costs me $10 per license.Jintor said:
reptilescorpio
Member
I will quote your picture since it distracts me from what you are writing all the time now.Salazar said:
Disc or the .iso on a USB. When you install the first time install again over the top (cod had the proper link that explains it better). I did a clean install of Win7 64 on my current HDD, will be doing the same on my SSD next week.Jintor said:
Most of the stuff on there is a waste of money, especially with the size of my backlog. Nice to see them organise everything better now with separate sections for PC parts, clothings, posters, blu rays, everything the whole family could need!!!Kerrby said:
Jintor said:
I always reformat, best way to go.
http://www.microsoft.com/student/office/en-au/default.aspx
Wow the prices really have jumped, $49 up to $119!
codswallop said:
In Australia the top 1% gets 10% of the income. In America it's 20%.
In terms of income inequality as measured by the Gini coefficient (http://en.wikipedia.org/wiki/Gini_coefficient), we're ranked 25th (higher ranking = greater spread of wealth). America is 93rd.
We're not that similar.
shanshan310
Member
legend166 said:
So are the protesters in NY protesting the same thing as the ones in Melbourne? Which is... the wealth should be redistributed? or do they want an overhaul of the economic system altogether?
If they are talking on a global level it makes more sense.
shanshan310
Member
jambo said:
Based on the vagueness of everything about these protests, I tend to agree.
reptilescorpio
Member
So I am thinking of picking this up from EB tonight.
AFL Premiership Coach 11.
Is this another game that Football Manager ripped off? If so is it worth $23?
AFL Premiership Coach 11.
Is this another game that Football Manager ripped off? If so is it worth $23?
Hats. Hats = Profit. And hilarity. Which is a nice way to live.jambo said:
Ruthless_Barbarian
Member
Damn still blocked. I want to go home.
reptilescorpio said:So I am thinking of picking this up from EB tonight.
AFL Premiership Coach 11.
Is this another game that Football Manager ripped off? If so is it worth $23?
FFS, I had to check that that was real :lol
shanshan310 said:
The wealth gap in America is actually a real problem. Corporate profits have never been higher, yet they've got a high unemployment rate. The super-rich don't pay very high taxes because they're able to go through all the loop holes. There are actual, tangible problems with their financial system causing these things and people in America want them fixed. So at the end of the day, that's why they are protesting.
In Australia, unemployment really isn't a problem. The distribution of wealth isn't as concentrated at the top. We have a lot more economic safety nets. Sure, being poor sucks, but if you're poor and sick in Australia, you can still get health care. If you're poor and sick in America, you're screwed.
So I get the feeling these protesters are probably the same dudes you see handing out those "You know, Stalin wasn't that bad" pamphlets at Uni (I swear I got one of these at UTS from the Communist Alliance). Basically, smelly hippies looking at America saying "Man, they're protesting against rich people and corporations? I HATE rich people and corporations! Let's protest too!" instead of actually looking at the underlying situation that caused the protests in America.
reptilescorpio said:So I am thinking of picking this up from EB tonight.
AFL Premiership Coach 11.
Is this another game that Football Manager ripped off? If so is it worth $23?
It's made by a couple of guys on BigFooty, but mainly just one guy who basically self funded it and put all his spare time into it for three years. This is the second version so it has improved a bit from the 2010 version.
It got good reviews, but there's a few bugs and you have to be online to play (to stop piracy I guess :/). I'd say for $23 it might be worth a crack.
reptilescorpio
Member
Unemployment benefits here are pretty good too. Even working casually I could provide for my family while having a decent lifestyle and buy the odd bottle of scotch. Wages are pretty good too. Main problems are rent, especially inner city places like Sydney and Melbourne.legend166 said:
Marshmellow
Member
Would anyone from experianced-AusGAF be kind enough to explain to me/outline what i should know if i was to think about buying a house.
- Saved money
Getting a loan
What to look for
Good starting price
Unseen costs
Anything else
Marshmellow
Member
Jintor said:
Bah couldn't figure out how to use the list thing properly. lol
kind of want to get my head around it to know weather i should be starting to look at it, or if i will screw myself over if i do.
Marshmellow
Member
legend166 said:
Thanks legend, was reading through bank documentation. Says the same kind of thing.
Looking like i should basically wait till most of my income is free from repayments and once i have a deposit in pocket.
Is an offset account something i could/should start now? i have a savings account.
Or is it something i don't bother with until i am actually buying.
Also looks like i can borrow stuff all, need a wife to double borrowing power. Might be able to afford a nice card-board-box by myself
codswallop
Member
Why shouldn't it be? It used to be free.legend166 said:
Why? They're usually better than dealing directly with the bank, and they give you more options. Go to a few different brokers and you get a better overview of all your options than you would going to a dozen lenders directly.Gazunta said:
A free redraw facility is just as good and does the same thing.legend166 said:
Hidden costs include conveyancing (solicitor to do shit for you, can cost a bit) and inspections. Which state are you in? Stamp duty is a killer, but if most states waive it if it's you're first house. If you're in NSW, this is about to end.Marshmellow said:
The rest you sort of have to decide yourself I guess. Don't rush into it, spend some time getting a feel for what's out there.
Marshmellow said:Thanks legend, was reading through bank documentation. Says the same kind of thing.
Looking like i should basically wait till most of my income is free from repayments and once i have a deposit in pocket.
Is an offset account something i could/should start now? i have a savings account.
Or is it something i don't bother with until i am actually buying.
Also looks like i can borrow stuff all, need a wife to double borrowing power. Might be able to afford a nice card-board-box by myself
You get an offset account when you get a mortgage. Basically it links your savings account to the mortgage.
So let's say you get a mortgage for 300k. And you get 3k a month salary. Instead of just paying your mortgage repayment from your regular savings, you get your salary paid into the offset account. So you get paid, and now you only owe 297k on the mortgage. Obviously you need money to live, so you take out money from that account. So by the time your next pay day comes, the mortgage is at 299k, or something.
But instead of paying interest on 299k, you're paying interest on 297k, then 298k, and whatever.
See what I mean?
shanshan310
Member
midonnay said:
HECS is for uni fees. I thought HELP was for overseas study.
Marshmellow
Member
Fredescu said:
QLD oh god forgot about dreaded stamp duty.
Yea i am just getting a feel for things atm. Having a bit of a browse around and watching the prices.
viciouskillersquirrel
Member
Did some reading up on Bitcoins and the community that's built up around it. I have to say - it's LOLtastic.
An offset account is like a savings account where the money in there counts as if it was money you repaid against the loan, which reduces your payable interest. It earns no interest itself, but saves you interest on loan. You can't get one before you have the loan. A redraw facility does the same thing really, but it uses the loan account to do it. You just pay everything into the loan and use that as a transaction account. Different banks have different restrictions on how much you can withdraw or whatever, so you may have to have a savings account that you use to transfer between your redraw or your offset.Marshmellow said:
I think it probably should be. Well, not free obviously, someone has to pay for it, but a generation of boomers got their free education and now it is too expensive because 75% of the jobs out there expect some sort of tertiary degree. HECS/HELP/Whatever the fuck they call it now is one of the better systems I have heard of, but it is far from perfect.legend166 said:
codswallop said:
Because it's not free. It's funded by the tax payer.
It's shouldn't be free because it's essentially a investment in your future earnings. The average wage of a university graduate is higher than the average wage of a non-graduate, obviously. So why should the non-graduate have to pay for that?
The system we've got now is good. It's not prohibitive but it doesn't put the burden on tax payer. The person who pays is the one who sees the benefit.
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