in closing
there's an issue with the cards certainly. they are most definitely under utilizing the full 4GiB of memory.
however, outside synthetics, to break the 3.5GiB mark i need to crank games up to ludicrous settings i'd never use when normally playing. all in all, the issue exists but it's certainly been blown out of proportion from what i've seen. i did these tests to see if i needed to return the card and just go right to the 980 series. i still might, i have until friday to decide, but this issue would certainly not have me trading the card in for a 290x or certainly not down to a 960 eww.
if anyone knows of any games i can test, outside shadow of mordor, that runs well while utilizing tons of VRAM, i'd love to hear about it. shadow of mordor has been tested to death post 3.5GiB and it certainly doesn't seem to have any major stuttering issues from any of the videos that have been posted.
also, in testing i used downsampling. to do it properly, i had to disconnect my 2nd monitor
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as when running at a downsampled res, even though it'd show properly on my first monitor, it would black out a portion of my 2nd monitor. anyone know how to fix this?