So does that mean my character's been permanently deleted?
No idea, some have gone completely across each day GTAO has been out, for me I've had to make a new character as I couldn't be bothered waiting for the old one to come back, and for some people they have returned without issue in a bit of time.
What a load of shit. I finally get through the race and stuff, now I'm doing the car insurance thing. Too bad the same 5 cars are spawning for me
Yea, they do that for whatever reason, on each of the characters I've had to start with again there are always the same few cars around when doing that bit and all the ones you would actually want are premium cars, lol.