If I was a crazy shut-in motherfucker, wouldn't I have gotten my progress back anyway?
I was probably about rank 18 when my character was lost. Of course I could have made it back. But Rockstar didn't put out a statement to the effect of "Hey, your characters are almost definitely gone, we see what we can do but you should probably just make a new one". So, I waited. Of course, by day 3, you realize you would have been better off making a new character, but by that point you are sure they'll get your character back on day 4. Then day 5.
Really all I wanted was my god damned, day two, play a race nobody else has really tried yet world record back.