Punished Miku
Gaslighter Pro: 16.7 Fireflops
I like owning it. It's extremely easy to do both. Having a sub means I can beat a game and then it's literally years before I need to replay it. Just wait 5 years and buy it for dirt cheap. Win/Win. Usually the money I would spend on buying things that are on the sub, I can use to buy other games not on the sub, so I just end up playing way more games.I don't mind not having permanent ownership and I'd wager that the vast majority of people are happy to make that tradeoff as well. (See: Netflix's rise in popularity)
If ownership is ever phased out, it would be massively controversial. MS is smart to keep everything optional, that goes for cloud and subs. Trying to force things is a losing strategy, as we saw on Xbox One. They don't have an unconditional fanbase at all and people will leave, ironically - for how much people criticize Xbox players for unconditional loyalty.