1) Chrono Trigger - One of the best gaming experiences of my life. After I played CT for the first time when I was a teenager, it quickly catapulted to my favorite RPG of that year, and after playing it again throughout my lifetime, I can easily say it's by far the best JRPG I've ever played. The combat, the gameplay, the RPG elements, the story, the characters, the world... It is all beautifully woven together with fantastic pacing and a awe-inspiring soundtrack by Nobuo Uematsu and Yasunori Mitsuda. If there is one RPG you need to play, it is Chrono Trigger.
2) Earthbound (3 Points) - That being said... Earthbound is god damn incredible. It's the most bizarre, wacky, poignant, and endearingly sweet game I've ever played. The story is trippy, zany and at the same time too impressive to miss out on. It has easily stood the test of time as its main characters worked their way into the hearts of millions of gamers. I played this when I was growing up like many others, and it was a wondrous adventure that everyone should experience at least once. And with Nintendo's recent re-release of it on the Wii U Virtual Console, it's never been easier.
3) Final Fantasy VII - Final Fantasy VII, like Earthbound and Chrono Trigger, shaped my formative years of being a teenager. Cloud and co. took me on a journey that I will never forget. The game has become somewhat polarizing as it's aged, and the reasons are different for everyone. But I would wager that no matter the criticism the game receives, it has earned grudging respect from most fans of JRPG's and games in general. It came at a pivotal time in gaming history, when 3D gaming began to really take off. The characters and story still whisk me away to faraway lands. But the music, the music has stuck with me the most. One of Nobuo Uematsu's greatest OST's imho, the compositions bring it all back again every single time. One of gaming's greatest - and most contentious - achievements rests within this title.
4) Super Mario RPG: Legend of the Seven Stars - When Squaresoft released a title using Nintendo characters, I instantly became intrigued. The Square of the time was still beloved by RPG fans everywhere and I trusted in them implicitly to deliver an awesome gaming experience. And they didn't disappoint. Mario RPG LotSS has all the workings of a great Squaresoft title but the charm and light-heartedness of a Nintendo title. It was a match made in heaven.
5) Star Ocean: The Second Story - Aside from Final Fantasy 7, Star Ocean: The Second Story is the only other game I dumped hundreds of hours into when I first played it. Hosting a wonderful cast of characters, really kinetic and exciting hands-on combat during battles, an elaborate, well-crafted story, and a deep, well-developed customization/creation system, the game is one I would happily go back and play any time anywhere.
6) Dark Souls - What needs be said about Dark Souls that hasn't been said before? One of the greatest achievements of gaming during the last generation. It is divisive at its core, punishing and heartless to the uninitiated, but rewarding and challenging to those that give it a fair shake. A dark, atmospheric world laced with impressively designed boss battles, a superb combat system with a plethora of options to defeat your opponents, and a very unique online experience unlike any other before it, Dark Souls reigns supreme above the competition.
7) Breath of Fire III - The Breath of Fire franchise hasn't been as prominent in recent years as it was in the days of the SNES and PS1, but the series has some fantastic entries worth a gander or revisiting. Breath of Fire 3 is my pick of the litter and the one I fell in love with. The spritework for this game is brilliant to say the least, having some of the most colorful, vivid animations I've seen. The story is engrossing and powerful and the customization the game offers you is very impressive. The combat and battle design are superb, with tons of different options available to you, especially for Dragon combinations. Definitely a strong contender for anyone's top 10 list.
8) Kingdom Hearts 2 - I opted for Kingdom Hearts 2 because while Kingdom Hearts 1 was a great game in its own right, it felt almost like a prototype for Kingdom Hearts 2. Better in every way, KH2 keeps the formula that Disney and Square Enix created with KH1 and only improves it. A larger story whose scope expands far beyond the limits of the title in question (indeed, some of the characters introduced in KH2 are the main characters of other games in the franchise), KH2 is a wonderful experience that should be missed by no one. I would be remiss to not remind newcomers that KH1 has story elements that do indeed tie into KH2, but KH2 is the superior game imo, and thusly my recommendation here.
9) Divinity: Original Sin - I experienced Divinity: Original Sin earlier in 2014 and became utterly obsessed with it. Not in a bad way mind you, but it was so enthralling and enjoyable that I could find no other title to spend my time on besides this one for several weeks. The combat alone could sell the game, as it uses some of the best systems I've seen in a game, such as causing a storm to form above the battlefield, flooding the ground your enemies stand on... So that you can then electrocute that very same area for massive damage. That's one example of dozens of others! The elements play a large role in decision making, tactics and strategies come intuitively to the player throughout the game and that's the beauty of Divinity; the game teaches you without teaching you. It allows you to ask "Can I do that?" and the answer is unequivocally "Yes."
10) Mass Effect - This series. Where do I begin? The amazing character development? The bonds you forge with your squad? The worlds you explore, the aliens you meet? The worldbuilding - nay, universebuilding - on display in Bioware's beloved Mass Effect 1 is positively stunning. The cast of characters are created with what is obviously a great deal of love and attention to detail, from their origin stories to the evolution of the team during the adventures that unfold as the game progresses. The action-rpg elements are great, minus a couple of oddities having to do with reloading weapons that had me grumbling from time to time. But overall? It's the cinematic quality of Mass Effect that keeps it firmly seated in my Top 10. It's a wonderful space opera that I would expect to see in a film, but instead in a game that I can control. I'm going to revisit this soon myself, and so should you.
Honorable Mentions
(in no particular order)
These honorable mentions are all games which I feel definitely deserve a spotlight shined on them for any curious onlookers, but I don't feel the need to rate them in ascending order, so here they are!
Final Fantasy VI - Really excellent Final Fantasy entry originally on the SNES, I played this only a few years ago and came away very impressed. Deserves a look if you're a fan of Final Fantasy or JRPG's.
Dragon's Dogma - The jank is real. Dragon's Dogma is so, so, so damn good. But it is plagued by janky combat, weird bugs, and glitches. Nevertheless, that same janky combat has given me some of the most rewarding experiences I've had in an RPG. Just look around on GAF for user appraisals of this underrated gem. You won't be disappointed.
Mother 3 - Never released stateside and only available in English via an unofficial fan translation, Mother 3, the pseudo-sequel to Earthbound, is a great game. It uses many of the same design ideas that Earthbound incorporated, such as the over-the-top enemies and slow-burning story, but with a whole new cast of characters and new world to explore, it feels as fresh as ever.
Disgaea - A strategy RPG that spawned multiple sequels on multiple platforms, Disgaea is and was a great game loaded with (sometimes said) too much content. The game has massive customization options, insane level ranges (Max level is 9999), and that's not even including all the rebirthing you can do to maximize your stats... If you like lots of statistical/mathematical character theorycrafting, complex and rewarding combat in traditional grid-based locales, alongside a really cool fantasy story involving angels, demons, humans and robots, then Disgaea is for you!
The Witcher 2 - A rich, vibrant world with a dark, gritty story, The Witcher 2 puts the player in the perspective of one Geralt of Rivia, a Witcher. A slayer of monsters and things that go bump in the night, Geralt gets swept up in political intrigue, kingdom-wide wars, and events that threaten to reshape the world in which he lives. The combat alone is worth coming for, but the world that CD Projekt Red created is worth staying for.
Mass Effect 2 - The stakes are higher, the crew is larger, the threat is greater. Mass Effect 2 seeks to elevate its predecessor to new heights, and mostly succeeds. The cinematic flair that I adored Mass Effect 1 is mostly intact, but feels almost
too Hollywood. That being said, the same quality that Bioware displayed with Mass Effect 1 is also here, if not a bit more action and a bit less RPG, imho.
Elder Scrolls III: Morrowind - Morrowind showed the world what an Elder Scrolls game could really do: mesmerize, intrigue, and capture the imaginations of millions. The story within Morrowind is arguably the best of any of the Elder Scrolls titles, and the world of Vvardenfell is a masterwork. Utilizing many of the series tropes that have become synonymous with the series such as the deeply entrenched RPG elements, the first-person combat, and a complex magic system, it is worth a look if you enjoyed Skyrim or Oblivion. And the PC version has mods!
Fallout: New Vegas - Sporting a great story, a diverse, post-apocalyptic world, and all the quasi-futuristic guns you can shake a stick at, Fallout: New Vegas is a game that every WRPG fan should take a gander at. The PC community has flocked to it with mods galore, so the experience will quite certainly be different every time you play it.
Dragon Age: Origins - Coming out on the footheels of Mass Effect 1, Bioware sought to capitalize on their winning RPG formula but instead of sci-fi, this time they went for fantasy. And it worked, oh so well. Spawning a series that saw the most recent iteration Dragon Age: Inquisition come out November of 2014, Dragon Age: Origins is arguably the best of the series even still. The worldbuilding on display is once again astounding, as their narrative direction is firing on all cylinders. Do yourself a favor and play this game!
Dark Souls 2 - Sequel to the incredible Dark Souls, DS2 mostly succeeds on capitalizing on its predecessor's strengths, while falling short some of the time. The connected overworld that Dark Souls 1 boasted is not present in DS2, but the same gritty, atmospheric and suffocating despair is prevalent through many of the areas. This is not a con.

DS2 deserves a playthrough for any action-rpg fan, and even with its shortcomings, it still outshines the bulk of other games that came out last generation.