Alpha-Bromega said:
"move to another state with cheaper tuition"
what kind of solution is that? seriously?
Again, the point is to have University education be affordable everywhere, for everyone. I'm not talking free, i'm talking affordable. It's all i've been saying. $600-800 tuition and remove the book cartels so that we can simply afford the books. I don't think anyone denies that the American book cartels are a good part of the unaffordability of our education, the control they have is disgusting.
A big reason why we are in this situation is because we are "making college affordable for everyone" by giving out loans like it's candy. Do you think the politicians run on making it more expensive?
Alpha-Bromega said:
You're offering all these other options that are by the way STILL more expensive than most world universities and far more of a hassle. I'm more than willing to put the effort in, but these solutions work for few people at a time, not systematically spread for the entire populace.
No they are not. Community colleges in America is dirt fucking cheap and if combined with a PELL grant and scholarship you can leave college with a moderately low amount of debt.
A big reason why college debt is so high is because rack it up. They go straight from HS to college, with no savings, no plan("lol i'm just floating around my freshman year. I'll figure out what i want to do later. ), they drop out for various reasons or pursue degrees with limited employment opportunity even during boom periods
Alpha-Bromega said:
I place such an emphasis on education because first, it is a right, every other civilized country has AFFORDABLE or FREE state University, Trade and every sort of educational institution.
First of all, don't lower the value of real rights by comparing this to those. Second, there are no such things as "free" schools. You still have to pay them. Third, if you want to lower the costs of school, you have to reform the system in a way in which you no longer inflate the price.
Not pour more money into the system so you can pay the inflated price. Oh lets forgive everyone college debt. I'm sure that will create no moral hazard. I'm sure no people will abuse that system.
Alpha-Bromega said:
It's really only in America, and seems to be only Americans who are disagreeing with me on this fundamental concept. And we are seeing how well unaffordable education has brought us into the future, a generation of monoglottal, unskilled labourers working minimum wage because even the thought of community college was far too expensive. It's tragic.
People like you are the reason it's unaffordable. You vote for more grants (many of which are never claimed by the way. Did you do the required amount of community service to get the extra 4k in grants a year that obama started?) and loans. You vote for more federal money to enter the system. You voted for politicians that ended the bankruptcy rules.
If student loans where treated like every other loan, the bubble would be much smaller, but no they have to be treated differently because they are student loans, so the government gives out more and more, and has no standards for who can take and who can't. They inflate the price of tution, but because people are so ignorant to what they are arguing for, i have to hear about how even more of what we currently do(give bad loans, forgive debt) is going to lead us into salvation
Alpha-Bromega said:
And even with that, individuals with educations will simply be better, happier people despite whether they are world class entrepeneurs or simply whatever they've chanced to be. Isn't this the type of society we want? isn't this the point of society? to create a common good among all?
Considering that a month ago half of London burnt down along with various other riots and protests that have been happening in Europe for what feels like year now, i really don't buy the claim Europeans live in a utopia.
Alpha-Bromega said:
I'm happy for those who trump so loudly how they've gone through this and that without debt, that's awesome, but clearly millions aren't so lucky, or fuck if you want, aren't so smart because clearly if we get debt in this system we're dipshits right? i wouldn't want to misinterpret. But again, simply, the point is that for everyone, everywhere, state University education should be affordable for everyone and not an organized racket that collaborates with cartels.
You create the racket, and then bitch about it. Awesome.
In the past 5 years we have seen laws that cut interest rates on stafford loan from 6 to 3%. Lowered qualifications for parent plus loans and the PELL grant being expanded from 5k to 8k. These are all going to inflate the cost of tution. Instead of letting natural market forces determine the cost, essentially the
ability to pay, it's now a question of who can rack up the most debt.
Alpha-Bromega said:
I'm seeing it work right now as I type In Germany, and they absolutely love it and I don't think a single german i've met would ever want it any other way. Why don't Americans deserve the same?
How can I live in a country where the thought of affording healthcare, education and simply to live isn't on the collective consciousness, and then go back to America where we have clowns trying to tell me that this shit is just fantasy and those in America not successful, who don't have this or that, are dipshit idiots who deserve it?
I would love to live in a country with affordable all of that, but their always a group that wants a little more. Always a group that believes they can come in and perfectly design a marketplace, and hence the shit we have today. hence a country where health insurance is broken up into cartels, education is inflated and everyone deserves to own, not rent a home.
I will give Europeans this though. They have been able to completely shower over all their problems with taxpayer funds. It does make for very entertaining meltdowns and eventually it's going to happen here. Considering how people balked at the suggestion that they save some fucking money and try to act more prudently why bother. Eventually it will be largely nationalized and the only place you will hear about rising costs is in policy papers. Everyone else will now think it's free as if legislative pens are filled with fucking magic.