Anyone who doesn't pick up AppleCare+ with their iPad is insane. Accidental damage coverage: $49 replacement. The replacement cost for something as minor as a chipped screen is usually about half the retail value.
Huh? It's a terrible deal. I only keep an iPad for 11-13 months and so I'd be paying $99 (1/6th the device value) to have the privilege to pay $49 (1/12th the value) in case I stupidly broke it? Something I've never done in the 8 or 9 iOS devices I've owned since 2007? No thanks, bub.