Vicetrailia
Banned
I’m saying this because it wasn’t always like this. I swear 10-12 years ago a few big OT checks or a bonus would stack in my savings/investment account or help me plan vacation.
Now I don’t see anything, because my normal budget doesn’t pay for all of the extra shit that builds and comes up out of the wood work. If I wanna keep an emergency fund I always have to burn my OT/bonus.
And now my car insurance is going up a ton, I’ve already been shopping and changing insurers other years and holy fucking shit what is going on? I have a perfect fucking driving record, and a non-electric or luxury car, and I’m still getting blasted with higher costs that eat into my monthly savings more and more.
OT does nothing but help me throw a couple more buckets of water into an ocean. Also I don’t lifestyle creep as I make more, it’s the cost of living stealing everything, and the fact that I’m not moving up in income $12k a year or something.
I feel like rather than try to “get rich” I need to take my USD to a way cheaper country.
Now I don’t see anything, because my normal budget doesn’t pay for all of the extra shit that builds and comes up out of the wood work. If I wanna keep an emergency fund I always have to burn my OT/bonus.
And now my car insurance is going up a ton, I’ve already been shopping and changing insurers other years and holy fucking shit what is going on? I have a perfect fucking driving record, and a non-electric or luxury car, and I’m still getting blasted with higher costs that eat into my monthly savings more and more.
OT does nothing but help me throw a couple more buckets of water into an ocean. Also I don’t lifestyle creep as I make more, it’s the cost of living stealing everything, and the fact that I’m not moving up in income $12k a year or something.
I feel like rather than try to “get rich” I need to take my USD to a way cheaper country.
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