I R confused. If you've already downloaded the yearly games on PS+, you won't get to keep them?
AusGAF 10 - Node Country for Old Men
- Thread starter Kritz
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I R confused. If you've already downloaded the yearly games on PS+, you won't get to keep them?
Ruthless_Barbarian
Member
You do, they just won't be available from next month onwards for those who haven't.
Box of Bunnies
Banned
It's not that dumb. You'll get 7-8 great exclusive games and a bunch of good VC content.
Darren870
Member
Hmm I'll check them out, what about ING and MLC? Was looking at them too.
Also, I need to get private health insurance for tax benefits right? Anyone have any recommendations?
I'm sure they're fine. My general rule of thumb with super / insurance / anything grown up like that is that the less amount of TV advertising they do, they better they perform*
No idea about private health insurance policy sorry. Cancelled mine years ago since I will never, ever get sick and nothing bad will ever happen to me**
* I AM NOT A FINANCIAL ADVISOR, I OWN SIX COMMODORE 64s SO AM CLEARLY NOT TO BE TRUSTED WITH MONEY
** My hobbies include drawing comics, playing video games and stupidly tempting fate in foolish ways
viciouskillersquirrel
Member
No specific provider recommendations (go through iSelect or something to compare service and prices), but I do recommend working out what the difference is between going for a low premium / high excess and high premium / low excess option. Chances are, even with a hospital visit, you'll be paying less with the former.
But it does depend on your cash flow situation. If you're not the kind of person who has $500 available to you immediately, high excess may add to your stress levels.
Darren870
Member
Well I'm only 28, so I doubt anything is going to happen to me (knock on wood). It's my understanding that I get taxed heavily if I dont have it.
I'll check out iselect though, thanks for that.
ClivePwned
Member
Excess is what you have to pay when you make a claim.
I.e. If us you prang your car and your policy has a 500 dollar excess, you have to pay the first 500 dollars and the insurance will pay the rest.
Health insurance is kinda like that except there's excess and occasionally a gap. You'd pay the excess for a hospital stay but if you had surgery, there may be additional fees, the gap between the cost of treatment and what the health fund pays for. You can lower the excess but you will have a higher premium. Or pay a lower premium by agreeing to a higher excess.
I.e. If us you prang your car and your policy has a 500 dollar excess, you have to pay the first 500 dollars and the insurance will pay the rest.
Health insurance is kinda like that except there's excess and occasionally a gap. You'd pay the excess for a hospital stay but if you had surgery, there may be additional fees, the gap between the cost of treatment and what the health fund pays for. You can lower the excess but you will have a higher premium. Or pay a lower premium by agreeing to a higher excess.
Darren870
Member
It's a copay. It's like if you go to the hospital the first 500 is on you to pay. So that would be your excess.
Wait, you're 28 and you've never had Super?
If memory serves, he's from the US.
Darren870
Member
I moved to Australia about 2 months ago and just got my first job 2 weeks back (i have since quit but that's a diff story).
So yea, no super! Have one in the US and UK though!
I moved to Australia about 2 months ago and just got my first job 2 weeks back (i have since quit but that's a diff story).
So yea, no super! Have one in the US and UK though!
Ahh, that makes a lot more sense.
Are you going to transfer your super stuff from the overseas ones?
...Can you even do that?
Darren870
Member
Nope! Well I know I cant transfer UK to US and vice versa. I'm sure AUS is the same, but I haven't looked into it. Looks like ill have a few when I retire...not too excited about that honestly.
Though if I'm in Australia when I retire, least I can take from my overseas supers rather then working till I'm 90.... ;D
I got blue shelled on my first race.
100cc feels pretty slow.
I got blue shelled on my second race and nearly lost.
Game is beautiful, best looking game on the Wii U so far.
Also people in the OT saying that the game is mainly skill based are wrong. You can still get fucked over and drop from 1st to 5th through no fault of your own. Basically the game is still Mario Kart.
WRONG.
Highschool should teach you the tools you can use to understand and work out these concepts on your own.
concepts that are fucking simple to work out.
nooooo
;_; only 6 more hours + download.
waste of resources.
those are things my kid can learn on his own without a teacher.
i'd rather a teacher be teaching him / her further basics of physics / maths.
also, OCTOPUS DEALZ
batman games are all 75% off on the wii u
so batman lego 2
batman arkham whatevers (2 of them)
injustice (the dc fighting game)
and something else
I'm cool with the sciences, but I have a feeling I'm never, ever going to use or even remember 80% of what I learned in maths
Which is really sad.
because most of it you could use every day, you probably just don't realise where.
I reckon schools definitely need to have more of a focus on home economics and nutrition to be honest. On both a primary and secondary level.
bodyboarder
Member
Teaching critical thinking in schools is one of the best possible additions I can think of. It benefits the individual and society as a whole.
Also, maths has proved far more useful outside of school than I ever thought it would be. Algebra has been incredibly handy, as has trigonometry. They're probably the areas that copped the most criticism at the time too. SOHCAHTOA!
Also, maths has proved far more useful outside of school than I ever thought it would be. Algebra has been incredibly handy, as has trigonometry. They're probably the areas that copped the most criticism at the time too. SOHCAHTOA!
roosters93
Member
Enlighten me on where I shall use calculus.
Why don't you have a look at the list Jintor posted.
You learn how to calculate your own personal taxes in Maths.
codswallop
Member
I have a feeling in Australia if you leave and claim you're never going to return, you can get access to all your super. I'd look into it, as having one will mean fewer fees.
I had trouble today trying to figure out how much CO2 by volume is dissolved into beer after fermentation at different temperature, partly because it's actually hard to find reliable information to calculate this for a simpleton and partly because I am a simpleton.
reptilescorpio
Member
Kids these days getting out of school/in school have no fucking idea how to function in the real world. It's just push em out into society and hope they don't fucking murder and pillage every last motherfucking one of you.
Teach them not to be fucking cunts, please, for fucks sake.
Them ninjas fuck you up royally.
So big win if you have a PS4 (and don't buy many games).
Teach them not to be fucking cunts, please, for fucks sake.
Kmart broke at a few stores, got hit with $7000 fines each.
Them ninjas fuck you up royally.
Previous games are fine. The structure moving forward has changed. Rather than have one or two games up for a whole year to "purchase" they got rid of that idea in favour of giving out 11 more PS4 games a year!
So big win if you have a PS4 (and don't buy many games).
Eh, you'll get 6 or 7 games for it. Like every Nintendo console since the 64.
Sure sounds like Mario Kart. Also, Battle Mode is still fucked apparently. Still worth picking up I guess.
You've seemed a bit angry lately Holy. Mellow out dude!
Ruthless_Barbarian
Member
Same here, 28 and no super.
You learn a bunch of theory nobody bothers to connect to anything real. Dad had to teach me how (basic) taxation worked. Which is fine and all, but not everybody has someone willing to sit down with them and work through it all and connect all the stuff you learned to things that will actually affect your life, or is going to go look up the ATO stuff and work it out for themselves without some major prodding.
On the non-maths side of things, I reckon everyone should probably at least learn how the local justice system functions and probably at a minimum general employee/employer responsibility/workplace relations law to ensure you can't get supremely fucked over by High Schooler's First Legit Employer.
CrazedProfessional
Member
50 here at brisbane midnight lauch
viciouskillersquirrel
Member
Bernbaum?
Planet_JASE
Member
Nah. He's reading at too high a level to be Bernbaum.
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