Loads of people will feel compelled to keep working and keep getting paid even if they're not worried about paying the bills.
Some people will, as I've already said, feel concerned that their industry is going to be diminished in the future and so will take work today that isn't ideal on the basis that there might be less work in the future while they see what the appropriate next move is.
Anyone who has owned a business or been freelance will understand that sometimes you take work in sub optimal conditions, unless you're at capacity all the time, especially when you feel you don't have the power to negotiate for better conditions or pay.