Yeah we have it more so to to fulfill audit requirements by just taking care of the 98% or so of threats. Used with port based security (firewalls or even router ACLs) in combination with application layer firewalls (e.g. F5 ASM), a rigorous (haha) patching policy and on top of that alerting through your syslog with your [insert your log analysis tool e.g. Splunk] etc it takes care of most common threats and certainly mitigates the risk. However if someone wants in, or wants to do damage they are going to do so, and it will more than likely, happen from within. I am sure you have shaken your head a few times in your work where management has outweighed cost over risk and leaves a certain part of your infrastructure more vulnerable than it should be while over compensating another part.
Yea, I mean I would never say its not worth having one, its just like you said. If someone wants in, they will get in.
Auditors just have a stupid checklist and make sure that if you have it then that box is ticked. Every now and then you get one that "read something" and they check for that. I had one that did that a few years back when I was living in the UK. He kept going on and on about vulnerabilities that weren't even relevant since the early 2000's. No wonder he got sac'd!
Yea, I've shaken my head one too many times....constantly shaking it seems...
Well that sure sucks if you don't start earning big bucks before you get older then
I would have been better off sticking with 40k a year :/
Don't worry! The cap loading fee is 70%% ... Errr Yea
Ideally you really want to find out that balance. If you think you will ever make over 90K then you probably should get health insurance. Reason is that you want to reduce that levy. If you get it now or if you get it later then it shouldn't really matter too much. I did a long term example if you got it at 30, or if you waited till 40 and it made more sense to wait. I would post it but it pretty much is in favor of waiting until you get to like 80 and it would have made more sense to take it out at 30.
However, it depends on how big that gap is. Also if you wait you insurance company might charge you higher then what they did had you gotten it 10 yrs ago and just had the slight yearly increase.
Way to many factors really. That levy will also increase too, I wouldn't be surprised.