well I think you fail to understand (and goes to show how much you understood the problem to begin with)
its not about jacket being there or not, its about the jacket's textures, which you never saw it with all its glory if you've played with ray tracing (and many more textures throughout the game).
cant blame u for not having a reference
in your shared video, you can see in 0:16 that texture barely loads just as the cutscene shifts, whereas ps5 loaded them right at the start of the cutscenes. it takes approx around 7-9 seconds for proper high quality textures to load for a lot of stuff in spiderman's cutscenes with ray tracing enabled