A very cynical view. Chelsea fan-esque.
There are loyal players who aren't just after a paycheck. Daniel Agger doesn't want to leave mid-table Liverpool for Champions Manchester City where he could double his wages.
Neither does Daniele de De Rossi.
75% of Barça's first team would never leave the club, and it's not just because of money and trophies.
Some teams engender loyalty through their culture and history. Just because Chelsea's is a barren wasteland doesn't mean it applies everywhere else.
There are so many variables though.
Let's take the example of Paul Scholes since he was brought up earlier as a loyal player. I would agree that Paul Scholes is loyal. But then Paul Scholes has went through the majority of his career winning things
and making a fat paycheck (not as fat as others I would imagine). But say he wasn't winning things, say he wasn't earning good dough, would he still be there to this day? we can't say (personally I think he would, but you catch my drift, you could apply this to numerous players). Same as the Barcelona players. However, these people aren't good examples because they've had very illustrious careers. You may well say that it's not about money or trophies for Barca players. But you have no way of knowing otherwise. For example, if Cesc's boyhood club Barcelona were struggling in the Spanish second division, I doubt (though I of course can't be certain) he'd of been busting his balls to go back. But of course, the fact Barcelona are the best team in the world, well that helps.
Agger then, is possibly a good example. But he is a small minority. There are a few Chelsea players that I
think would remain loyal to Chelsea. But I'm not going to delude myself in to thinking that there is no way they'd leave if faced with better options. There's others I'm fairly certain would, and honestly, I wouldn't blame them.