Get a Brazilian team. 3-5-2.My two FUT teams. This is my first year really playing it.. just got to Division 1 and won my first game the other day. Cruised through 5 and 4 initially then got merked in Division 3 and almost went back down to 5 but held on and have had straight promotions from 4, 3 and 2. Still haven't played with my Bundesliga team at all yet.
Getting the TOTW Gundogan was very fortunate. Got 115k or so out of him which helped me buy a number of good players. Bought about 5 packs since at 7,500 and haven't gotten anyone worth a damn. RB is a bitch for the Bundesliga team.. it's either Pisczek or Lahm and both are so damn expensive. Lahm especially so.
Getting Thiago and Neymar is gonna be expensive including Hulk but everyone else is cheap as shit. Dede. Naldo. Dante. Santana.
Germany or Bundlesliga teams are brilliant as well, I have 4-2-3-1 and it's brilliant.