Support NeoGAF

[ManaByte]

TikTokers are trying to exploit a Chase bank ‘glitch’ — and discovering it comes at a huge cost

Experts say the “glitch” videos look an awful lot like check fraud — one of the oldest scams in the book.

nypost.com

Yesterday a Chase “glitch” went viral on TikTok where people could write a check and deposit it via the Chase app and then withdrawal the cash before the bad check bounced.

Now these idiots have 7 day holds on their accounts and massive negative balances (one guy owed over $40K).

Reason 847383 why TikTok needs to go away.

 

[Dacvak]

 

[chakadave]

Reason 847383 why TikTok needs to go away.

Why blame tiktok?

Why not just prosecute criminals?

Thats now how legitimate legal systems work. Both the promoter (the user) and the actual criminal actor are liable.

You can find all sorts of books and content of how to do crimes. We don't destroy that media.

 

[West Texas CEO]

I have no idea what I just read.

 

[CuckooBananaNuts]

It's not TikTok's fault that we have a generation filled with complete dum-dums. We have gems like this and the Tide Pod challenge, among other things. It's people like this why we need warning labels to not eat or drink things that shouldn't be eaten or drank.

 

[NecrosaroIII]

Why blame tiktok?

Why not just prosecute criminals?

Thats now how legitimate legal systems work. Both the promoter (the user) and the actual criminal actor are liable.

You can find all sorts of books and content of how to do crimes. We don't destroy that media.

Tiktok is a cancer that is poisoning the soul of society

 

[IntentionalPun]

Young idiots have been using this “hack” since checks were invented and unless their parents have money they can really fuck up their life.

A handful of morons doing it because of TikTok probably won’t make much of a dent. The bigger issue is just brain rot from scrolling video feeds all day.

 

[chakadave]

Tiktok, is a cancer that is poisoning the soul of society

I don't disagreebut I'dexpand it to more platforms and apps.

 

[CuckooBananaNuts]

Tiktok Social media is a cancer that is poisoning the soul of society

Fixed.

 

[Mistake]

If someone is dumb enough to try this, they weren't cut out for life to begin with

 

[NoLootBoxDev]

Yeah stupid, unless you leave the US ( and do it from a country that won't have extradition), make the check for

 

[Syphon Filter]

Why blame tiktok?

Why not just prosecute criminals?

Thats now how legitimate legal systems work. Both the promoter (the user) and the actual criminal actor are liable.

You can find all sorts of books and content of how to do crimes. We don't destroy that media.

to be fair tik tok is poison.

 

[Fermbiz]

Im sure there will be a massive bailout of some sort for these fools....

 

[MrA]

remember kids just because a bank error in Monopoly might be in your favor, doesn't mean it is in real life.

 

[Trelane]

 

[ElRenoRaven]

Wonder how many will be going to prison cause what they did was a crime. Possibly multiple.

 

[thief183]

It is not Tik Tok the problem, but the users, if you are stupid enough to do something like this you deserve to have 40k in debt.

We totally need an exam to be able to use Internet.

 

[SJRB]

Interesting move to put the blame on TikTok instead of the people with room temperature IQ who thought this was a good idea.

 

[The Cockatrice]

Remember when people were doing the tide pod challenge? I member.

 

[Panajev2001a]

Interesting move to put the blame on TikTok instead of the people with room temperature IQ who thought this was a good idea.

He knows what he is doing .

 

[Cyberpunkd]

It's not TikTok's fault that we have a generation filled with complete dum-dums. We have gems like this and the Tide Pod challenge, among other things. It's people like this why we need warning labels to not eat or drink things that shouldn't be eaten or drank.

Yes, it's TikTok's fault and all other social media platforms that warped the perceptions and social interactions over the last 20 years. People were always stupid, but the platforms pushed it to 11, especially with the spread of stupid ideas.

 

[RaduN]

Interesting move to put the blame on TikTok instead of the people with room temperature IQ who thought this was a good idea.

Tim Tok is definitely to blame, until it will regulate the fakes or stupidities like these or whatever they may be.

If a school manual teaches a student to kill his mother, would that school manual not be in any way to blame if that poor idiot does it?

 

[Hookshot]

People are responsible for their own actions, claiming the media or films or violent video games made you do it should result in a harsher sentence for being a moron.

 

[StueyDuck]

Ccp app gets dumb people to commit fraud.

 

[Kraz]

Heh, this is like old generation people falling for a phone scam.

Too much trust in the medium and over-estimate themselves.

 

[SJRB]

Tim Tok is definitely to blame, until it will regulate the fakes or stupidities like these or whatever they may be.

If a school manual teaches a student to kill his mother, would that school manual not be in any way to blame if that poor idiot does it?

This comparison is so bizarre I don’t know where to begin.

Every person is responsible for their own actions. That’s all this is and ever will be. These people decided to commit actual bank fraud. No one else but they themselves thought to do this. You think “TikTok made me do it” holds up literally anywhere? If any this is another shining example of how incredibly stupid some people are.

 

[DeathGuise]

Im sure there will be a massive bailout of some sort for these fools....

Unfortunately this is the truth. Now the cars and shit that they've used this theft for will be repossessed but the whole thing will be a net loss and it will be subsidized by our tax dollars.

Because Chase shouldn't be blamed for their faulty security.
And the thieves shouldn't be blamed for their lack of self-control.

YOU need to pay

 

[Cyberpunkd]

This comparison is so bizarre I don’t know where to begin.

Every person is responsible for their own actions. That’s all this is and ever will be. These people decided to commit actual bank fraud. No one else but they themselves thought to do this. You think “TikTok made me do it” holds up literally anywhere? If any this is another shining example of how incredibly stupid some people are.

Exactly - "TikTok made me do it" will not hold, however you are underestimating the effect of someone growing up with social media from the age of 8-9, now 15 years later they are in their early to mid 20s, and they don't know any other world. This is equally the fault of school system not teaching people critical thinking and to always be sceptical.

 

[Rockondevil]

to be fair tik tok is poison.

What are y’all doing with TikTok to find it so offensive.
My algorithm just shows some dance videos or funny videos and I flick through it maybe 10-15 minutes a day and I’m always guaranteed a laugh.

My Facebook is similar. It isn’t shows memes and Batman photos.

I’ve no idea what everyone’s done to there’s to make it so bad.

 

[RaduN]

This comparison is so bizarre I don’t know where to begin.

Every person is responsible for their own actions. That’s all this is and ever will be. These people decided to commit actual bank fraud. No one else but they themselves thought to do this. You think “TikTok made me do it” holds up literally anywhere? If any this is another shining example of how incredibly stupid some people are.

Never said Tik should be held responsible and the stupid fuckers should "not". Of course it's on them, and they should get it to the full extent of the jam, but if we just simply deny and close our eyes to the indisputable fact that these rotten, completely unregulated apps "are" part of the problem, we are ...in denial, massively.

 

[CuckooBananaNuts]

Never said Tik should be held responsible and the stupid fuckers should "not". Of course it's on them, and they should get it to the full extent of the jam, but if we just simply deny and close our eyes to the indisputable fact that these rotten, completely unregulated apps "are" part of the problem, we are ...in denial, massively.

Obviously, all of these factors play a role. Everything from social media to big government, and the education system lowering its standards, dumbing down kids, and teaching them to hate their own country by filling their heads with absolute nonsense, is churning out a generation of idiots. We live in a time where kids aspire to be influencers instead of pursuing something useful. A time where they don’t want to work but expect everything to be handed to them, making them brainwashed into preferring socialism over capitalism (and yes, I know capitalism isn’t perfect). They believe they’re victims in the freest country in the world and are being taught gender ideologies and critical race theory. White students are instilled with white guilt. They won't wake up until all of this nonsense starts affecting them directly. But from what I’ve been seeing lately, I think it’s finally starting to. Obviously, nothing is perfect, but the indoctrination of our youth is destroying them.

 

[mitch1971]

Thick cunts.

 

[possumarmada]

Whole bunch of people are going to end up with criminal charges….

 

[Z O N E]

I saw one TikTok and the guy was like "Fuck Chase man".

Like, he expected them to just give him free 10s of thousands of dollars and live his life all jolly.

 

[Hookshot]

he expected them to just give him free 10s of thousands of dollars and live his life all jolly.

It happened to my friends cousin who lives two towns over so you have to believe free money might come your way when someone says it's happened before.

 

[Cyberpunkd]

Like, he expected them to just give him free 10s of thousands of dollars and live his life all jolly.

Yes, he was convinced (as many people are) there is some huge secret to rich people being rich and if you can just discover it you will be rich as well.

 

[ReBurn]

Idiots committing fraud and not knowing it because they're idiots.

 

[ManaByte]

Idiots committing fraud and not knowing it because they're idiots.

 

[kurisu_1974]

It's not TikTok's fault that we have a generation filled with complete dum-dums.

It is a Chinese propaganda tool specifically designed to make and keep young people dumb and busy with nonsense. Not sure what the upside of keeping it around is.

 

[Cyberpunkd]

It is a Chinese propaganda tool specifically designed to make and keep young people dumb and busy with nonsense.

 

[AJUMP23]

Unless you are navy pelosis stock trader there is no infinite money glitch.

 

[AJUMP23]

You were using your card and your account to commit check fraud. All easily tracked and corrected.

 

[Mr Reasonable]

I don't know what I expected, but I feel even less sympathetic than I thought I would.

On topic though, I don't think you can expect people to not go for it, I remember there was a news story in the UK where a cashpoint (ATM) was giving out double the requested amount. Once it was realised by people using it, an orderly queue formed with people politely taking their turn and then waiting for midnight to do it again when they'd have a new daily withdrawal limit to use.

The bank found out pretty quick and obviously knew who'd taken money out and got double and recouped.

Why blame tiktok?

I think in my story here, which was pre social media (), the only real difference is that if it happened today, people would be shrieking rolling around on the ground and throwing their money around for the purposes of some sort of viral video.

So, while the attempt at defrauding the bank is one thing, seeking social media fame is another. TBH, I think stealing from a bank is more respectable

So my verdict is: Yes, fuck social media. But feel free to rob the banks.

 

[Fermbiz]

I know exactly where that Chase Bank is in the first video. I know because i go to the brewery thats down a few doors from theres lol.

 

[yet_another_alt]

I know exactly where that Chase Bank is in the first video. I know because i go to the brewery thats down a few doors from theres lol.

There business must have gone up with all the "free" money floating around.

 

[poppabk]

 

[Heimdall_Xtreme]

 

[ChazAshley]

These guys day 1



These guys once Chase starts chasing them down.

 

[chakadave]

It is a Chinese propaganda tool specifically designed to make and keep young people dumb and busy with nonsense. Not sure what the upside of keeping it around is.

We could insert any app or content and say the same thing. It isn't the platforms fault.

Most TV programming, Youtube content, Meta apps, and porn all contribute to what you are saying.

 

[Cyberpunkd]

On topic though, I don't think you can expect people to not go for it

Yes, you can if people understood how modern banking works. Everything is recorded and can be reversed, it's just numbers on a spreadsheet. You don't have "aha, you made a mistake, I got to keep the extra money". The moment there is a problem the bank fixes it and then reverses all invalid transactions. There is no way this would ever work.