Didn't do a wipe. Just powered it off using the button versus letting it die.
Ohhh. From reading into it, it seems I will lose my game saves, but keep my texts, contacts, calendar events and phone settings.
Also, it won't redownload all your apps, just the app list when you swipe to the right side of the screen. From there you can redownload the apps...if I'm reading correctly.
I have 302 stars in Cut the Rope already