Weird, I did the first two things too. Must've missed something/or a weird glitch.
you probably didnt heal the people in the doctors office, there is no quest for that.
on another note, I feel I didnt spend enough points in speed and awareness.
what else is important really? coordination, sure. but who needs intelligence? some strength for armor maybe? forget luck and charisma anyway, both are useless.
speed and awareness now, they determine how much AP you got in combat, and thats by far the most important thing (since skills arent influenced by your attributes anyway). I have one character who has both low speed and awareness and he is next to useless. I really feel they didnt balance the attributes well. the skills are great though, and since you get so many skill points each level up, you cant really do anything wrong there.
apart from that, still a great game, great NPC interaction, which is what I value most in an RPG.