I don't.
Not a single one.
Every single person I've known that has gone on unemployment has only done so for a couple months or so until they get a job. Same for disability, basically. I literally know no one that has abused a hand out program.
Look, thats great, and I'm not trying to be a dick. But it's well established how abused welfare programs are. Not that they dont also do wonderful things for needy people. I just dont believe bureaucratic institutions should run them with forcibly taken money.