Unfinished software is unfinished.
Apple tells you loud and clear to back up any data you are afraid of losing. They also warn you very directly not to install a beta on production machines.
No, what Apple specifically said was to not upgrade your iCloud to iCloud Drive. They didn't say not to install Yosemite. They made it clear that it would be an option that you'd be asked. But it never asked the option. It just did it. Then again, I was also using the DPs on a separate partition. Maybe it upgraded it back then a few months ago before they made it an option you had to agree to.
Doesn't matter, because A) I am the king of backing up. I have numerous backups of my data from before Yosemite and a Time Machine now and B) I haven't really had any problems with my iOS iCloud aside from that weird Notes duplication (Which it now turns out is a bug and I'll explain below) maybe because I don't really use many apps that have both an iOS and OS X version and use iCloud. I don't use iWork right now. Or any other programs. I only use Notes, Calendar, and Apples other stuff.
That said, as I said, I wish I could actually test its functionality seeing as it's upgraded anyway. But I don't have a second machine. Something tells me though that it doesn't currently work as much like DropBox as I was hoping. (I need the ability to put Symlinks in there and manually choose which files to be downloaded to certain machines.) Shame because I really wanted to replace DropBox since Apple's prices were going to be so much better. If they don't change how it works by release, it'll be just another feature I rarely use.
*As I said above, it turns out the "duplication" isn't actually duplication. Rather it's the way the cloud "atomically" saves changes to the data. It turns out when I was editing a note on my Yosemite Mac, when the changes filtered down to my iOS 7 devices, it was creating a second copy with the changes, then deleting the first. But it would sometimes take a few seconds to delete the old copy. I guess this kind of thing is supposed to happen behind the scenes but currently isn't. So I guess in the end, I have absolutely no problems with iCloud not working anymore. That's good to know.
Now on the subject of Safari's terrible lag when opening a new tab. Well, of course it turns out that if I use the Top Sites view, it takes a second and a half to get the tab working. But if I change it to Favorites view, it opens near instantly. *sigh* I have all my Top Sites exactly how I like them, but I'd much rather just use Favorites view if it's going to remove that darn delay. Hopefully they can speed that up by release. Actually... Favorites view looks a lot nicer I must say. But it's a bit redundant if you have the sidebar open there too. (Unless you change it to Reading List)