Imagine working on a game for 5-6-7 years, spending hundreds of millions just to end up being profitable and not much else, hell i'd bet i made higher ROI from putting my money on fixed deposits lmao.
Sounds even worse if you used a massive (not so massive anymore tho but still) IP.
Checks can work for unknown, risky IP's and smaller games, but not for AAA anymore, specially now that many 10M+ sellers are selling the most on PC (Helldivers, Elden Ring, Cyberpunk, BG3, Palworld, or Wukong, which will reach 10m in 1-2 months or sooner)