Yeah, that's a good idea. Of course the problem is the other character is on another POL account on another server, so it would cost me $25 + $12.95 to get access to the stuff, at that point I feel like I might as well just use the other character. He has the beret already, but no shirt. I also feel like I'd be more interested in advancing from 60 than doing 1-30 stuff again, which is all the shirt and beret help with, right?
I honestly can't remember how much money, but I had pretty much all the best gear you could have at level 60 for a DNC/NIN (expensive rings and HQ + stuff) and at least a hundred K gil or so (I was on a server with a friend who had tons of money and he bankrolled me pretty well, but he's not playing anymore).