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PoliGAF 2013 |OT3| 1,000 Years of Darkness and Nuclear Fallout

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Heres the Obamacare bullwaggle I was talking about yesterday

Cheapest plan:
Anthem Blue Cross
Anthem - Bronze 60...
Your monthly premium
$155

Deductible:
$5000.0

Primary care visit
$60 Copay after deductible

Specialist
$70 Copay after deductible

Other practitioner
$60 Copay after deductible

Labs
30% Coinsurance after deductible

Xray
30% Coinsurance after deductible

ER
$300 Copay after deductible

Hospital
30% Coinsurance after deductible


----

So I have to pay $155 a month.

.....and then have to spend $5000.0 before the company throws in a penny?

Yeah. No.

You say the fee is $92? Sounds like a deal.
 
Heres the Obamacare bullwaggle I was talking about yesterday

Cheapest plan:
Anthem Blue Cross
Anthem - Bronze 60...
Your monthly premium
$155

Deductible:
$5000.0

Primary care visit
$60 Copay after deductible

Specialist
$70 Copay after deductible

Other practitioner
$60 Copay after deductible

Labs
30% Coinsurance after deductible

Xray
30% Coinsurance after deductible

ER
$300 Copay after deductible

Hospital
30% Coinsurance after deductible


----

So I have to pay $155 a month.

.....and then have to spend $5000.0 before the company throws in a penny?

Yeah. No.

You say the fee is $92? Sounds like a deal.

There are 'free' benefits included with those premiums. Like annual check ups, mental health screening, etc. And your also many times buying into the lower insurance rate. And spend anytime in the hospital you'll rack up that 5k quick. And the fee goes up with income and over time
 
Question.

Conservatives often rail against government handouts as breeding dependence but at the same time praise charity as a noble thing. What is the substantial difference between a government or the salvation army feeding a person how is one good but the other destructive of personally dignity? How does it differ for the person receiving help?

Of handouts suck shouldn't they hate charity too?

I assume it deals with the fact that they can control where the money goes to, so essentially they can do their best to avoid the dirty, poor minorities and give to the good white christian charities who give help to those who just need a leg up because they are 'down on their luck'.

But I could be off base, it's what I've noticed anyway.
 
There are 'free' benefits included with those premiums. Like annual check ups, mental health screening, etc. And your also many times buying into the lower insurance rate.

$155 x 12 = $1869
Seems like a steep price for an annual check up.

Especially considering the last annual checkup I got was in 2005.

I dont understand your second sentence.
 

Oblivion

Fetishing muscular manly men in skintight hosery
Question.

Conservatives often rail against government handouts as breeding dependence but at the same time praise charity as a noble thing. What is the substantial difference between a government or the salvation army feeding a person how is one good but the other destructive of personally dignity? How does it differ for the person receiving help?

Of handouts suck shouldn't they hate charity too?

I made a thread a couple months ago asking that very question, and yes I don't see how the idea of charity (private or otherwise) squares with the idea of bootstrappin'.
 
$155 x 12 = $1869
Seems like a steep price for an annual check up.

Especially considering the last annual checkup I got was in 2005.

I dont understand your second sentence.
There are two tiers of pricing lots of times. The uninsured pay more. With insurance you pay a lower rate.

And yeah its not a amazing break but its not like you don't get anything. And most people pay insurance for other things and never get anything.
 
I assume it deals with the fact that they can control where the money goes to, so essentially they can do their best to avoid the dirty, poor minorities and give to the good white christian charities who give help to those who just need a leg up because they are 'down on their luck'.

But I could be off base, it's what I've noticed anyway.
I imagine that's a key party of their opposition but the rationale they use publically applies equally to charity.

I'm serious about having a substantive discussion. Maybe there is some differnce.
I mean I understand the moral argument in favor of charities the lack of force, Inefficiency (I would dispute that but still its a reason), etc but if you think giving something without anything in return is demeaning or distructive the red cross and food banks must be the greatest threat.
 
There are two tiers of pricing lots of times. The uninsured pay more. With insurance you pay a lower rate.

And yeah its not a amazing break but its not like you don't get anything. And most people pay insurance for other things and never get anything.

I rather spend my money more wisely.
 
That's your choice but chances are spending that 2 grand will pay off. And if that's THAT much to you you're probably getting subsidies

The price quoted is after subsidies

As I said, last doctor was in 2005, aside from 15 minute earwax extraction this summer.

8 years would have been 16,000 with diddly squat to show.

The ROI is better in vegas
 
The price quoted is after subsidies

As I said, last doctor was in 2005, aside from 15 minute earwax extraction this summer.

8 years would have been 16,000 with diddly squat to show.

The ROI is better in vegas
You do know that not ever medical problem is visable? That as you get older chances are youre gonna need care.
 
I imagine that's a key party of their opposition but the rationale they use publically applies equally to charity.

I'm serious about having a substantive discussion. Maybe there is some differnce.
I mean I understand the moral argument in favor of charities the lack of force, Inefficiency (I would dispute that but still its a reason), etc but if you think giving something without anything in return is demeaning or distructive the red cross and food banks must be the greatest threat.

It might just be perceived involvement and managing of their own money. They might feel it's easier to see a tangible difference they may be making if they are able to choose where it goes, rather than having it taken from taxes into a giant black box where (whilst the data is available) they don't know where it's going?
 

Oblivion

Fetishing muscular manly men in skintight hosery
It might just be perceived involvement and managing of their own money. They might feel it's easier to see a tangible difference they may be making if they are able to choose where it goes, rather than having it taken from taxes into a giant black box where (whilst the data is available) they don't know where it's going?

That's not what he's asking. He's talking about the point of view from the person who's receiving the handout, how is it any more moral on their part to leech off private charity than it is to leech of the government?
 
That's not what he's asking. He's talking about how from the person who's receiving the handout, how is it any more moral on their part to leech off private charity than it is to leech of the government?

Oh right. Guh.

Depending on the charity, some of them are opt in, as in you go to them when you need help, no? Wouldn't those kinds of charities be better for the "bootstraps" mentality since they are making the effort to seek help?

I don't know, I guess it's a lot deeper of a question my exhausted brain can't deal with right now.
 

Chumly

Member
What's the deductible, and is he a democrat?
Two tier in network deductible. First tier 4750 with 4750 max. Second 6350 with 6350 max. He is a democrat.
Heres the Obamacare bullwaggle I was talking about yesterday

Cheapest plan:
Anthem Blue Cross
Anthem - Bronze 60...
Your monthly premium
$155

Deductible:
$5000.0

Primary care visit
$60 Copay after deductible

Specialist
$70 Copay after deductible

Other practitioner
$60 Copay after deductible

Labs
30% Coinsurance after deductible

Xray
30% Coinsurance after deductible

ER
$300 Copay after deductible

Hospital
30% Coinsurance after deductible


----

So I have to pay $155 a month.

.....and then have to spend $5000.0 before the company throws in a penny?

Yeah. No.

You say the fee is $92? Sounds like a deal.

The out of pocket max on that policy is 6350 (or less). So you pretty much pay the deductible and a little over and then the plan pays at 100%. Seems like a great deal to me. I really don't know what your complaining about.
 

Gotchaye

Member
That's not what he's asking. He's talking about how from the person who's receiving the handout, how is it any more moral on their part to leech off private charity than it is to leech of the government?

The bonds of community, I guess. For conservatives, the archetypical charity is something like a church collection for a family temporarily down on its luck. It's ad hoc rather than institutionalized, the family's need for charity is widely known, and they're embedded in the community giving them help such that they have social obligations not to take that money and spend it frivolously and to try not to abuse it, plus if they abuse the charity they will quickly be found out.

If I need some money and apply for and receive a $5k grant from somewhere, I'm going to feel free to spend that $5k on whatever I want, once basic needs are met. If I get turned down for the grant and end up borrowing a few hundred each from a couple friends, I'm going to feel an obligation not to use any of that money on video games and the like. I imagine I'd feel pretty bad borrowing money from a friend and then running into them at a fancy restaurant the next day. The personal nature of the charitable relationship creates a different context. Viewed unsympathetically, it keeps the beneficiary aware that he owes the giver. The beneficiary has to never disrespect the gift by taking it unseriously.

It's a "97% of poor people have refrigerators" thing. People are a lot less inclined to take handouts and spend them on frivolous luxuries like refrigerators if the people giving them handouts are members of their community who are looking at them askance (and who might just stop helping if they feel like you aren't respecting the sacrifice they're making by giving money). Edit: And, yes, it probably matters that people self-segregate and people feel a lot more comfortable helping out people they identify with.

Something like the Red Cross is a bit different. It's targeted at helping people in the kinds of situations where basically nobody believes that bootstraps apply. Most conservatives don't have an in-principle problem with the government doing this sort of thing, although they have efficiency concerns. Very few people object to the military acting as a first responder to international natural disasters.
 
Heres the Obamacare bullwaggle I was talking about yesterday

Cheapest plan:
Anthem Blue Cross
Anthem - Bronze 60...
Your monthly premium
$155

Deductible:
$5000.0

Primary care visit
$60 Copay after deductible

Specialist
$70 Copay after deductible

Other practitioner
$60 Copay after deductible

Labs
30% Coinsurance after deductible

Xray
30% Coinsurance after deductible

ER
$300 Copay after deductible

Hospital
30% Coinsurance after deductible


----

So I have to pay $155 a month.

.....and then have to spend $5000.0 before the company throws in a penny?

Yeah. No.

You say the fee is $92? Sounds like a deal.
You do know that many Americans pay 1/3rd of their income on insurance, right? Welcome to the health insurance in America. It's absolutely middle of the road plan for Bronze tier and nothing about it is extraordinary. Do you qualify for subsidies?
 
Heres the Obamacare bullwaggle I was talking about yesterday

Cheapest plan:
Anthem Blue Cross
Anthem - Bronze 60...
Your monthly premium
$155

Deductible:
$5000.0

Primary care visit
$60 Copay after deductible

Specialist
$70 Copay after deductible

Other practitioner
$60 Copay after deductible

Labs
30% Coinsurance after deductible

Xray
30% Coinsurance after deductible

ER
$300 Copay after deductible

Hospital
30% Coinsurance after deductible


----

So I have to pay $155 a month.

.....and then have to spend $5000.0 before the company throws in a penny?

Yeah. No.

You say the fee is $92? Sounds like a deal.

What about the cheapest silver plan?

What's your age?
 

Mike M

Nick N
Co-pays only kick in after you hit the $5000 mark? That strikes me as pretty odd, all my insurance plans have been a certain copayment for office visits and drugs, and a certain percentage of other procedures until the deductible is hit at which point the insurance company covers the rest.

Is that not normal or something?
 
Scott Brown May Be Warming To The Idea Of A Senate Run In New Hampshire

WASHINGTON –- Former Massachusetts Sen. Scott Brown (R) is "warming to the idea" of a run for a U.S. Senate seat in New Hampshire, but still thinks he has plenty of time to decide, a political operative who speaks with Brown on occasion told The Huffington Post on Wednesday.

Brown believes he can make a decision even beyond January before he would have to jump in, said the source, who spoke on condition of anonymity. The source added that Brown believes his likelihood of challenging Jeanne Shaheen, the state's Democratic first-term senator, has gone up over the last few weeks, but the chances for a run are still only at about 50 percent.

...

"Several months ago senior New Hampshire Republican operatives scoffed at the idea of Brown running for Senate in the Granite State," the source said. "Now they see Shaheen's blood in the water after the ObamaCare rollout debacle and think she can be beat. After a number of potential in-state candidates took a pass, there is now universal agreement that he is the strongest nominee for Republicans in that race."
 

Jooney

Member
Most Youth Unhappy with Obama - Reuters

Young Americans are unhappy with virtually every major thing President Barack Obama has done since he was re-elected, but they would still vote for him today, according to the results of a Harvard University survey released on Wednesday.

The national poll by Harvard's Institute of Politics of more than 2,000 people aged 18 through 29 is intended to provide insight into the political views of the youngest U.S. voters, an increasingly influential demographic known as the millennial generation."

More than 50 percent of respondents in the survey, taken between Oct. 30 and Nov. 11, said they disapproved of how Obama handled key issues in his second term, including Syria, Iran, the economy, healthcare and the federal budget deficit.

But a plurality of respondents, 46 percent, said they would still vote for him for president if they could recast their 2012 ballots, compared with 35 percent who said they would vote for the then-Republican nominee Mitt Romney.
Some 55 percent of the survey respondents who reported casting ballots in the 2012 presidential election said they had voted for Obama, compared with 33 percent for Romney.

The Harvard survey respondents spread out the blame for Washington's shortcomings beyond Obama and the Democratic party. In terms of job performance, 54 percent said they disapproved of the president, 59 percent disapproved of Democrats in Congress, and a whopping 75 percent disapproved of Republicans in Congress.

Obama's administration has also come under fire from critics at home and abroad who claim it is dealing poorly with the Syrian government over its alleged use of chemical weapons and Iran over its nuclear ambitions. They also say the administration has failed to rein in U.S. public spending or revive the economy

Asked which proposals they would prefer to see enacted to cut the federal deficit, respondents tended to favor increasing taxes for the wealthy and cutting certain types of military pending - including on the nuclear arsenal and the size of the Navy fleet.

More than 70 percent also said they would prefer not to see any cuts to education spending on kindergarten through high school, the poll showed.

Surprised at youth reaction to Obama's handling of Syria and Iran - he has avoided conflict with both nations, conflict that would have been fought on the back of youth - not sure why young people disapprove here.

Anyway, this is all just bad news for Kay Hagan.

EDIT: fixed formatting
 
Most Youth Unhappy with Obama - Reuters









Surprised at youth reaction to Obama's handling of Syria and Iran - he has avoided conflict with both nations, conflict that would have been fought on the back of youth - not sure why young people disapprove here.

Anyway, this is all just bad news for Kay Hagan.
Well I'm sure 99% of this board is unhappy with Obama as well. I know I am, but I would vote the shit out of him in a heartbeat against Romnestein.
 

Metaphoreus

This is semantics, and nothing more
Christianity-according-to-Jesus and government is a really complicated thing, I think.

Like I said earlier, I agree with much of what you say in this post. There are some points on which I'd like more discussion, though.

"Render unto Caesar" and all that is unlikely to apply to a government of Christians; the whole idea there was that Christians need to understand their relationship to a government that is not itself compatible with Christianity.

It's true that Christ's earliest followers were not exactly well-known in the halls of power. But why do you think that Christ's teaching regarding a government operated by Christians would have differed from His actual teaching? Why do you think He would have said something other than "render unto Caesar" if those who controlled the government were counted among His followers?

I do think, though, that Jesus would clearly not have responded well to arguments like trickle-down economics.

I definitely agree with you to the extent that such arguments are used to shirk one's moral responsibility. To the extent that we're talking about public policy, though, I'm not sure how Christ would have responded to such arguments. As I said earlier today, He never specified whether His teachings should drive public policy.

At the very least it's clear that Jesus would think that the rich are badly failing in their obligation to care for the poor. I think everyone agrees that Jesus would be 100% on board with the rich massively ramping up their charitable giving.

I think that's true. I think it's especially true with respect to wealthy preachers--which is a class of persons I don't think should exist, to be frank.

So it seems hard to say that arguments about dependency are consistent with Christianity; that's not a reason for the rich not to spread the wealth voluntarily.

I agree, with the caveat that such thinking may inform how a person helps the poor.

To the extent that Christianity is consistent with lots of inequality, it's got to be because the rich are evil bastards but we need them. Taking from them involuntarily causes them to work less hard, because they don't care about the poor and so on.

I don't think that's the only way to square inequality with Christianity. For instance, it could be that a Christian believes involuntary takings are immoral. It could be that a Christian does believe that inequality is immoral, but doesn't wish to impose his or her moral views on the subject through government action.

Do we not have some reason to punish the evil rich if it is within our power to do so?

Here, you've lost me entirely. Is it the role of the government to punish people for failing to adhere to Christ's teachings? I certainly don't think so, and my point is that Christ's teachings do not compel a belief that it is.

But, again, either case fits my point.

I may not understand your point then. Could you restate it, please?

And the quote about jesus not having anything to say about those issues was me disagreeing with it.

I understand that. I was disagreeing with your characterization of such a statement as "obtuse and highly technical."

My main thrust was attacking the idea that when presented with a contradiction between the stated philosophy and political ideas they point out tiny flaws or other passages which they might be able to suss out their ideas even if the spirit of the passage can point in a different direction this is what is obtuse and frustrating. You see it all the time in religious debates. The idea that you have to "read it properly" or "you can't forget this passage" which usually means read it they way I want it read or read the selections I want read.

Without a specific example it's hard to respond to this. I agree, in principle, that other parts of the text may assist in interpreting whatever part is being discussed. But that doesn't mean that every verse has something to say on every subject, or helps interpret every other verse. For example, the story (which begins in verse 13 of the linked chapter) of the dude wanting Jesus to demand that the dude's brother split his inheritance with the dude tells us nothing about how Jesus felt on the question of wealth redistribution, despite what Moseley tries to say. (In fact, under Moseley's interpretation, it would seem that Jesus believes that a "judge or arbiter" can make that determination--so that it is the role of such persons to redistribute wealth.)

You may have noted that I didn't respond to your complaints about the meaning of the "eye of the needle." I think it's silly that anyone would try to interpret that as saying anything other than that it is very hard for the wealthy to enter the Kingdom of God.

Are you suggesting that broader society is imposed on people through force rather than undertaken voluntarily? In other words, you think you are involuntary forced to accept the immense benefits that society affords you?

I'm impressed. You found me out. That wasn't a mere suggestion, though. That was my secret meaning this entire time! I had thought I'd disguised it so well--using words that say nothing of the sort to convey utterly unrelated concepts--yet here you were able to ferret it out. I'm so pleased with you right now.

And yet, you missed my other secret message, which disappoints me. You know, the one where I said, "to say He taught capitalism is anachronistic," and secretly meant, "We could stop all of the volcanoes in the world from ever erupting if we just dumped a bunch of elephants down their gaping maws." Come on, man, it was right there.

Jesus had a ton to say about politics and economics. He directly challenged the political order of his day.

The division of the text into chapters and verses exists for an occasion such as this one. Citations, please.
 
Most Youth Unhappy with Obama - Reuters

Surprised at youth reaction to Obama's handling of Syria and Iran - he has avoided conflict with both nations, conflict that would have been fought on the back of youth - not sure why young people disapprove here.

Anyway, this is all just bad news for Kay Hagan.

EDIT: fixed formatting

This doesn't strike me as a laughing matter. Given the last five years it's not surprising that younger voters have become disillusioned, and I'm definitely curious to see what they do in 2014. I expect another case of them not showing up.

I don't think it's ridiculous to point out the administration completely wasted this year, starting with the poorly handled gun control fantasy.
 

Oblivion

Fetishing muscular manly men in skintight hosery
The bonds of community, I guess. For conservatives, the archetypical charity is something like a church collection for a family temporarily down on its luck. It's ad hoc rather than institutionalized, the family's need for charity is widely known, and they're embedded in the community giving them help such that they have social obligations not to take that money and spend it frivolously and to try not to abuse it, plus if they abuse the charity they will quickly be found out.

If I need some money and apply for and receive a $5k grant from somewhere, I'm going to feel free to spend that $5k on whatever I want, once basic needs are met. If I get turned down for the grant and end up borrowing a few hundred each from a couple friends, I'm going to feel an obligation not to use any of that money on video games and the like. I imagine I'd feel pretty bad borrowing money from a friend and then running into them at a fancy restaurant the next day. The personal nature of the charitable relationship creates a different context. Viewed unsympathetically, it keeps the beneficiary aware that he owes the giver. The beneficiary has to never disrespect the gift by taking it unseriously.

It's a "97% of poor people have refrigerators" thing. People are a lot less inclined to take handouts and spend them on frivolous luxuries like refrigerators if the people giving them handouts are members of their community who are looking at them askance (and who might just stop helping if they feel like you aren't respecting the sacrifice they're making by giving money). Edit: And, yes, it probably matters that people self-segregate and people feel a lot more comfortable helping out people they identify with.

Something like the Red Cross is a bit different. It's targeted at helping people in the kinds of situations where basically nobody believes that bootstraps apply. Most conservatives don't have an in-principle problem with the government doing this sort of thing, although they have efficiency concerns. Very few people object to the military acting as a first responder to international natural disasters.

This might seem to work if things are localized (which even then I'd be hesitant to agree with because I don't think anyone aside from family has any actual obligation to help a person), but what if you're a vagrant? Going around from city to city with no actual attachment to any proper community, leeching off random churches? (If conservatives believe that poor people will look for literally any government program that can provide them help, it's not a stretch to say that they would do the same thing when it comes to non-government programs as well).
 

The Technomancer

card-carrying scientician
That's not what he's asking. He's talking about how from the person who's receiving the handout, how is it any more moral on their part to leech off private charity than it is to leech of the government?

As a friend of mine puts it its more moral to take money from a private charity because the money wasn't produced from "coercion" (read: taxation)
 
Co-pays only kick in after you hit the $5000 mark? That strikes me as pretty odd, all my insurance plans have been a certain copayment for office visits and drugs, and a certain percentage of other procedures until the deductible is hit at which point the insurance company covers the rest.

Is that not normal or something?

He is leaving out the fact that the first three primary care visits are not subject to the deductible.

Also, he'll be accessing insurance company negotiated rates, so in many cases, the costs are MUCH less than without insurance.
 

Konka

Banned
jamesinclair:

What is your subsidy level, CA region, and age? With that we can help you a LOT more.

Well he did say this.

The price quoted is after subsidies

As I said, last doctor was in 2005, aside from 15 minute earwax extraction this summer.

8 years would have been 16,000 with diddly squat to show.

The ROI is better in vegas

He is leaving out the fact that the first three primary care visits are not subject to the deductible.

Also, he'll be accessing insurance company negotiated rates, so in many cases, the costs are MUCH less than without insurance.

That plan still strikes me as bad. Yesterday I found a silver play for $133 a month with a $40 PC copay and $60 urgent care copay. $2500 deductible. That is here in PA.
 
The bonds of community, I guess. For conservatives, the archetypical charity is something like a church collection for a family temporarily down on its luck. It's ad hoc rather than institutionalized, the family's need for charity is widely known, and they're embedded in the community giving them help such that they have social obligations not to take that money and spend it frivolously and to try not to abuse it, plus if they abuse the charity they will quickly be found out.

If I need some money and apply for and receive a $5k grant from somewhere, I'm going to feel free to spend that $5k on whatever I want, once basic needs are met. If I get turned down for the grant and end up borrowing a few hundred each from a couple friends, I'm going to feel an obligation not to use any of that money on video games and the like. I imagine I'd feel pretty bad borrowing money from a friend and then running into them at a fancy restaurant the next day. The personal nature of the charitable relationship creates a different context. Viewed unsympathetically, it keeps the beneficiary aware that he owes the giver. The beneficiary has to never disrespect the gift by taking it unseriously.

It's a "97% of poor people have refrigerators" thing. People are a lot less inclined to take handouts and spend them on frivolous luxuries like refrigerators if the people giving them handouts are members of their community who are looking at them askance (and who might just stop helping if they feel like you aren't respecting the sacrifice they're making by giving money). Edit: And, yes, it probably matters that people self-segregate and people feel a lot more comfortable helping out people they identify with.

Something like the Red Cross is a bit different. It's targeted at helping people in the kinds of situations where basically nobody believes that bootstraps apply. Most conservatives don't have an in-principle problem with the government doing this sort of thing, although they have efficiency concerns. Very few people object to the military acting as a first responder to international natural disasters.

This seems like a reasonable take for your average conservative voter

But this seems not to line up with what 'serious' conservative outlets like National Review and Reason say in regards to welfare or hand outs. They in their attempt to divorce moral arguments from policy arguments constantly point to studies that show any handouts breeding dependency and saps initiative. I don't see how locality changes that. Then again I think those outlets have their preconceived notions that Welfare is bad and work backwards (to be fair I think many people do this and I'm guilty of it from time to time).

This doesn't strike me as a laughing matter. Given the last five years it's not surprising that younger voters have become disillusioned, and I'm definitely curious to see what they do in 2014. I expect another case of them not showing up.

I don't think it's ridiculous to point out the administration completely wasted this year, starting with the poorly handled gun control fantasy.

Its one poll. And approval ratings go down it follows they will go down amongst all groups
 
Well he did say this.





That plan still strikes me as bad. Yesterday I found a silver play for $133 a month with a $40 PC copay and $60 urgent care copay. $2500 deductible. That is here in PA.

Bronze in PA is different from Bronze in CA, methinks.
 
You may have noted that I didn't respond to your complaints about the meaning of the "eye of the needle." I think it's silly that anyone would try to interpret that as saying anything other than that it is very hard for the wealthy to enter the Kingdom of God.
Rereading the passage I think it actually isn't as evil against the wealth lol

For sure it presents the view that the wealthy are much more likely to have flaws but I think the point there was that God forgives the flaws, fits into the all sinners are the same. Its almost like sure be greedy jerks god can still forgive you!
 

Jooney

Member
This doesn't strike me as a laughing matter. Given the last five years it's not surprising that younger voters have become disillusioned, and I'm definitely curious to see what they do in 2014. I expect another case of them not showing up.

I don't think it's ridiculous to point out the administration completely wasted this year, starting with the poorly handled gun control fantasy.

I make one Hagan joke - lighten up.

I agree with you that it's not great numbers. However if young people don't vote in congressional midterms it will be just as much to do with high disastisfaction in congress - see the majortty disapprovals for both dems and repubs.

Wasted this year? Maybe. On the FP front the US has avoided a needless confrontation in Syria, and opened up communications with Iran and struck a deal on sanctions. Pretty good on that front.

The domestic front has been terrible but what can you expect with a divided and polarised congress? Immigration won't be taken up by House republicans. And I am still skeptical that the small business tax relief bill you advocate would gain any traction in congress when push comes to shove.

I firmly believe that people wanted the President to do something on guns after Newton. If simple background checks failed then I don't know how a proposal to curb trafficking would have gone.
 
The bronze is pure trash in Cali. 30 year old pays like 180-220 for 5k deductible and all floats after deductible is met. Unsubsidized.

Meanwhile silver is 220-250 for 2k medical and 250 drugs with generic 19 copay always and 45/65 doctor copay always. Much better

Hell gold is 250-350 with no deductible and lower copays.

Obviously bronze is better than nothing in case of something bad happening but it's pretty crap next to silver.
 
God, the crap I hear in this house...

Lobbyists, 'journalists', conservative think takes, politicians. its all so incestuous

The bronze is pure trash in Cali. 30 year old pays like 180-220 for 5k deductible and all floats after deductible is met. Unsubsidized.

Meanwhile silver is 220-250 for 2k medical and 250 drugs with generic 19 copay always and 45/65 doctor copay always. Much better

Hell gold is 250-350 with no deductible and lower copays.

Obviously bronze is better than nothing in case of something bad happening but it's pretty crap next to silver.

For younger people making some good money I don't see why they wouldn't get gold. There are some damn good deals when you're relatively young.
 
I was looking at silver. There were cheaper silver plans than some bronze plans with better coverage...
Oh sorry, you're right. I mean there will be crazy start differences between states just due to population density (and also governors dicking with their health programs).
 
Two tier in network deductible. First tier 4750 with 4750 max. Second 6350 with 6350 max. He is a democrat.


The out of pocket max on that policy is 6350 (or less). So you pretty much pay the deductible and a little over and then the plan pays at 100%. Seems like a great deal to me. I really don't know what your complaining about.

Just to confirm, these plans don't include dental and vision right?

Because as I said, I've spent close to zero on healthcare outside of vision and dental since 2005. That's including over the counter medication, which I believe was $10 for athletes foot (self diagnosed).

I can't imagine spending $5000 a decade, never mind a year.


You do know that many Americans pay 1/3rd of their income on insurance, right? Welcome to the health insurance in America. It's absolutely middle of the road plan for Bronze tier and nothing about it is extraordinary. Do you qualify for subsidies?

The plan I quoted was after subsidies. The California website bakes them in
 
Just to confirm, these plans don't include dental and vision right?

Because as I said, I've spent close to zero on healthcare since 2005. That's including over the counter medication, which I believe was $10 for athletes foot (self diagnosed).

I can't imagine spending $5000 a decade, never mind a year.




The plan I quoted was after subsidies. The California website bakes them in
Don't worry, you'll be healthy forever!
 
Don't worry, you'll be healthy forever!

Stop with this fallacy.

Insurance is risk mitigation.

Look at the ROI.

Look at the payback period.

I'm better off taking $200 a month and putting it into stocks.

Maybe in ten years it would made sense to alter that portfolio. But today is a giant scam.
 

demon

I don't mean to alarm you but you have dogs on your face
Because as I said, I've spent close to zero on healthcare since 2005. That's including over the counter medication, which I believe was $10 for athletes foot (self diagnosed).
This was basically me at 26. Then I got a large kidney stone out of no where and received about $70,000 worth of medical attention.
 
The bronze is pure trash in Cali. 30 year old pays like 180-220 for 5k deductible and all floats after deductible is met. Unsubsidized.

Meanwhile silver is 220-250 for 2k medical and 250 drugs with generic 19 copay always and 45/65 doctor copay always. Much better

Hell gold is 250-350 with no deductible and lower copays.

Obviously bronze is better than nothing in case of something bad happening but it's pretty crap next to silver.
Yeah Bronze in Chicago are worse. $200-$250 Premium with $5000-$7000 deductibles, $6350 oop, and 40% coinsurnace after deductible.
 
Stop with this fallacy.

Insurance is risk mitigation.

Look at the ROI.

Look at the payback period.

I'm better off taking $200 a month and putting it into stocks.

Maybe in ten years it would made sense to alter that portfolio. But today is a giant scam.
I would beg to differ. You're assuming your costs will come at a certain point. that's not true of medical expenses. Things come out of nowhere. It is risk mitigation but you never know when that risk will pop up
 
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